STOCKHOLDERS' EQUITY (Tables)

12 Months Ended

Dec. 31, 2013

STOCKHOLDERS' EQUITY [Abstract]

Company and Subsidiary Banks' Capital amounts and ratios

The Company’s and the subsidiary Banks’ capital amounts and ratios as of December 31, 2013 and December 31, 2012 are presented in the table below.

											To Be Well Capitalized
						For Capital					Under Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
2013	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total Capital (to Risk-Weighted Assets):
Consolidated (1)	$	128,756		18.2	%	$	56,685		8	%	$	70,857		10	%
Premier Bank, Inc.		95,508		19.2			39,738		8			49,672		10
Citizens Deposit Bank		37,158		17.7			16,819		8			21,023		10
Tier I Capital (to Risk-Weighted Assets):
Consolidated (1)	$	119,872		16.9	%	$	28,343		4	%	$	42,514		6	%
Premier Bank, Inc.		89,274		18.0			19,869		4			29,803		6
Citizens Deposit Bank		34,591		16.5			8,409		4			12,614		6
Tier I Capital (to Average Assets):
Consolidated (1)	$	119,872		11.0	%	$	43,495		4	%	$	54,369		5	%
Premier Bank, Inc.		89,274		12.4			28,892		4			36,115		5
Citizens Deposit Bank		34,591		9.5			14,538		4			18,172		5
2012
Total Capital (to Risk-Weighted Assets):
Consolidated (1)	$	118,262		17.4	%	$	54,399		8	%	$	67,999		10	%
Premier Bank, Inc.		90,977		19.3			37,659		8			47,073		10
Citizens Deposit Bank		35,794		17.2			16,610		8			20,762		10
Tier I Capital (to Risk-Weighted Assets):
Consolidated (1)	$	109,725		16.1	%	$	27,199		4	%	$	40,799		6	%
Premier Bank, Inc.		85,060		18.1			18,829		4			28,244		6
Citizens Deposit Bank		33,194		16.0			8,305		4			12,457		6
Tier I Capital (to Average Assets):
Consolidated (1)	$	109,725		10.0	%	$	43,697		4	%	$	54,621		5	%
Premier Bank, Inc.		85,060		11.8			28,940		4			36,175		5
Citizens Deposit Bank		33,194		9.0			14,700		4			18,375		5
(1) Consolidated company is not subject to Prompt Corrective Action Provisions