CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 27,378	$ 32,473
Interest bearing bank balances	36,606	33,536
Federal funds sold	12,777	4,236
Cash and cash equivalents	76,761	70,245
Securities available for sale	218,066	283,975
Loans held for sale	77	200
Loans	740,770	704,625
Allowance for loan losses	(11,027)	(11,488)
Net loans	729,743	693,137
Federal Home Loan Bank stock, at cost	4,183	4,181
Premises and equipment, net	17,798	15,952
Other real estate owned	13,524	13,366
Interest receivable	3,132	3,403
Goodwill	29,875	29,875
Other intangible assets	2,121	2,721
Deferred taxes	4,439	2,624
Other assets	460	1,108
Total assets	1,100,179	1,120,787
Deposits
Non-interest bearing	210,193	198,084
Time deposits, $100,000 and over	146,905	146,198
Other interest bearing	566,925	586,301
Total deposits	924,023	930,583
Securities sold under agreements to repurchase	11,319	26,102
Other borrowed funds	13,800	16,049
Interest payable	383	489
Other liabilities	3,714	3,268
Total liabilities	953,239	976,491
Commitments and contingent liabilities
Stockholders' equity
Preferred stock, no par value, liquidation preference $12,000 5% cumulative; 1,000,000 shares authorized; 12,000 shares issued and outstanding	11,955	11,896
Common stock, no par value; 20,000,000 shares authorized; 8,038,345 shares issued and outstanding in 2013, and 7,962,693 shares issued and outstanding in 2012	73,589	72,849
Retained earnings	62,021	52,975
Accumulated other comprehensive income (loss)	(625)	6,576
Total stockholders' equity	146,940	144,296
Total liabilities and stockholders' equity	$ 1,100,179	$ 1,120,787