CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income
Loans, including fees	$ 11,615	$ 10,759	$ 32,081	$ 33,123
Securities available for sale
Taxable	1,501	1,740	4,611	5,360
Tax-exempt	36	50	120	162
Federal funds sold and other	40	31	112	107
Total interest income	13,192	12,580	36,924	38,752
Interest expense
Deposits	994	1,353	3,139	4,325
Repurchase agreements and other	9	22	27	70
FHLB advances and other borrowings	162	188	498	614
Total interest expense	1,165	1,563	3,664	5,009
Net interest income	12,027	11,017	33,260	33,743
Provision for loan losses	50	1,260	550	2,960
Net interest income after provision for loan losses	11,977	9,757	32,710	30,783
Non-interest income
Service charges on deposit accounts	883	919	2,519	2,622
Electronic banking income	514	502	1,501	1,512
Secondary market mortgage income	70	74	211	202
Gain on disposition of securities	72	273	220	273
Other	219	168	533	476
Total non-interest income	1,758	1,936	4,984	5,085
Non-interest expenses
Salaries and employee benefits	3,741	3,720	11,178	11,541
Occupancy and equipment expenses	1,070	1,143	3,252	3,445
Outside data processing	836	850	2,511	2,595
Professional fees	356	325	801	909
Taxes, other than payroll, property and income	149	187	512	532
Write-downs, expenses, sales of other real estate owned, net	160	372	756	879
Amortization of intangibles	152	173	456	520
FDIC insurance	212	102	624	583
Loan collection expenses	114	189	380	1,042
Other expenses	789	843	2,305	2,518
Total non-interest expenses	7,579	7,904	22,775	24,564
Income before income taxes	6,156	3,789	14,919	11,304
Provision for income taxes	2,230	1,378	5,380	3,971
Net income	3,926	2,411	9,539	7,333
Discount on redemption of preferred stock	0	904	0	904
Preferred stock dividends and accretion	(165)	(297)	(495)	(908)
Net income available to common stockholders	$ 3,761	$ 3,018	$ 9,044	$ 7,329
Net income per share:
Basic (in dollars per share)	$ 0.47	$ 0.38	$ 1.13	$ 0.92
Diluted (in dollars per share)	$ 0.44	$ 0.37	$ 1.07	$ 0.90