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CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 30,587 $ 32,473
Interest bearing bank balances 45,058 33,536
Federal funds sold 855 4,236
Cash and cash equivalents 76,500 70,245
Securities available for sale 241,294 283,975
Loans held for sale 690 200
Loans 732,041 704,625
Allowance for loan losses (12,172) (11,488)
Net loans 719,869 693,137
Federal Home Loan Bank stock, at cost 4,183 4,181
Premises and equipment, net 15,846 15,952
Real estate and other property acquired through foreclosure 13,739 13,366
Interest receivable 2,995 3,403
Goodwill 29,875 29,875
Other intangible assets 2,265 2,721
Deferred taxes 3,564 2,624
Other assets 1,042 1,108
Total assets 1,111,862 1,120,787
Deposits    
Non-interest bearing 195,067 198,084
Time deposits, $100,000 and over 147,159 146,198
Other interest bearing 582,078 586,301
Total deposits 924,304 930,583
Securities sold under agreements to repurchase 14,571 26,102
Federal funds purchased 2,219 0
Federal Home Loan Bank advances 5,000 0
Other borrowed funds 14,400 16,049
Interest payable 412 489
Other liabilities 3,836 3,268
Total liabilities 964,742 976,491
Stockholders' equity    
Preferred stock, no par value; $12,000 liquidation preference, 5% cumulative, 1,000,000 shares authorized; 12,000 shares issued and outstanding 11,940 11,896
Common stock, no par value; 20,000,000 shares authorized; 8,021,633 shares issued and outstanding at September 30, 2013, and 7,962,693 shares issued and outstanding at December 31, 2012 73,421 72,849
Retained earnings 59,380 52,975
Accumulated other comprehensive income 2,379 6,576
Total stockholders' equity 147,120 144,296
Total liabilities and stockholders' equity $ 1,111,862 $ 1,120,787