CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash flows from operating activities
Net income	$ 2,504	$ 2,830
Adjustments to reconcile net income to net cash from operating activities
Depreciation	337	362
Provision for loan losses	570	950
Amortization (accretion), net	359	(1,665)
OREO writedowns (gains on sales), net	(64)	(54)
Stock compensation expense	46	28
Loans originated for sale	(4,991)	(3,327)
Secondary market loans sold	4,795	2,475
Secondary market income	(94)	(25)
Gain on disposition of securities	(148)	0
Changes in :
Interest receivable	245	44
Other assets	1,244	1,879
Interest payable	(43)	(55)
Other liabilities	216	(66)
Net cash from operating activities	4,976	3,376
Cash flows from investing activities
Purchases of securities available for sale	(19,070)	(32,299)
Proceeds from maturities and calls of securities available for sale	26,640	10,255
Net change in loans	3,777	16,086
Purchases of premises and equipment, net	(191)	(377)
Proceeds from sales of other real estate acquired through foreclosure	1,127	727
Net cash from investing activities	12,283	(5,608)
Cash flows from financing activities
Net change in deposits	5,851	23,173
Net change in agreements to repurchase securities	(15,563)	(1,571)
Repayment of Federal Home Loan Bank advances	0	(10,018)
Repayment of other borrowed funds	(527)	(517)
Preferred stock dividends paid	(150)	(278)
Common stock dividends paid	(876)	0
Net cash from financing activities	(11,265)	10,789
Net change in cash and cash equivalents	5,994	8,557
Cash and cash equivalents at beginning of period	70,245	82,888
Cash and cash equivalents at end of period	76,239	91,445
Supplemental disclosures of cash flow information:
Cash paid during period for interest	1,317	1,853
Cash paid during period for income taxes	503	0
Loans transferred to real estate acquired through foreclosure	$ 792	$ 2,582