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BASIS OF PRESENTATION (Tables)
 3 Months Ended
Mar. 31, 2013
BASIS OF PRESENTATION [Abstract]  
Accounts of the Company and its Wholly Owned Subsidiaries
The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the "Banks"):

 
 
 
 
 
 
March 31, 2013
 
 
 
Year
 
Total
 
 
Net Income
 
Subsidiary                               
 
Location                      
 
Acquired
 
Assets
 
 
Qtr
 
Citizens Deposit Bank & Trust
 
Vanceburg, Kentucky
 
1991
 
$
367,713
 
 
$
1,181
 
Premier Bank, Inc.
 
Huntington, West Virginia
 
1998
 
 
736,277
 
 
 
1,765
 
Parent and Intercompany Eliminations
 
 
 
 
7,761
 
 
 
(442
)
  Consolidated Total
 
 
 
$
1,111,751
 
 
$
2,504