CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities
Net income	$ 7,333	$ 4,513
Adjustments to reconcile net income to net cash from operating activities
Depreciation	1,090	1,113
Provision for loan losses	2,960	3,150
Amortization (accretion), net	(1,345)	(1,063)
OREO writedowns (gains on sales), net	(125)	292
Stock compensation expense	134	77
Loans originated for sale	(10,157)	(12,595)
Secondary market loans sold	10,429	13,832
Secondary market income	(202)	(248)
Gain on sale of buildings	0	(171)
Gain on disposition of securities	(273)	(18)
Changes in :
Interest receivable	42	245
Other assets	3,337	1,161
Interest payable	(162)	(117)
Other liabilities	590	(56)
Net cash from operating activities	13,651	10,115
Cash flows from investing activities
Purchases of securities available for sale	(73,771)	(110,447)
Proceeds from the sale of securities available for sale	1,000	2,017
Proceeds from maturities and calls of securities available for sale	52,212	94,293
Redemption of FRB and FHLB stock, (net of purchases)	1,032	1,558
Net change in loans	(3,634)	30,839
Purchases of premises and equipment, net	(730)	(624)
Proceeds from sales of other real estate acquired through foreclosure	3,090	1,907
Net cash from investing activities	(20,801)	19,543
Cash flows from financing activities
Net change in deposits	21,372	(47,374)
Net change in agreements to repurchase securities	1,125	(2,492)
Net change in short-term Federal Home Loan Bank advances	0	(2,400)
Net change in federal funds purchased	0	145
Repayment of Federal Home Loan Bank advances	(10,042)	(131)
Repayment of other borrowed funds	(1,557)	(1,532)
Redemption of Preferred stock	(9,237)	0
Proceeds from stock options exercised	35	0
Common stock dividends paid	(874)	0
Preferred Stock dividends paid	(834)	(1,112)
Net cash from financing activities	(12)	(54,896)
Net change in cash and cash equivalents	(7,162)	(25,238)
Cash and cash equivalents at beginning of period	82,888	122,248
Cash and cash equivalents at end of period	75,726	97,010
Supplemental disclosures of cash flow information:
Cash paid during period for interest	5,171	6,535
Cash (received) paid during period for income taxes	1,414	2,805
Loans transferred to real estate acquired through foreclosure	$ 3,154	$ 8,601