CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities
Net income	$ 4,922	$ 2,700
Adjustments to reconcile net income to net cash from operating activities
Depreciation	731	748
Provision for loan losses	1,700	2,340
Amortization (accretion), net	(1,121)	(885)
OREO writedowns (gains on sales), net	(38)	32
Stock compensation expense	85	47
Loans originated for sale	(7,084)	(8,387)
Secondary market loans sold	7,061	8,606
Secondary market income	(128)	(140)
Gain on sale of securities	0	(18)
Changes in :
Interest receivable	50	318
Other assets	3,796	(476)
Interest payable	(116)	(51)
Other liabilities	226	197
Net cash from operating activities	10,084	5,031
Cash flows from investing activities
Purchases of securities available for sale	(57,685)	(89,429)
Proceeds from the sale of securities available for sale	0	2,017
Proceeds from maturities and calls of securities available for sale	31,736	51,366
Redemption of FRB and FHLB stock, (net of purchases)	811	1,261
Net change in loans	18,400	20,890
Purchases of premises and equipment, net	(533)	(514)
Proceeds from sales of other real estate acquired through foreclosure	1,782	1,767
Net cash from investing activities	(5,489)	(12,642)
Cash flows from financing activities
Net change in deposits	24,857	(44,854)
Preferred Stock dividends paid	(556)	(834)
Net change in short-term Federal Home Loan Bank advances	0	(2,400)
Repayment of Federal Home Loan Bank advances	(10,036)	(83)
Repayment of other borrowed funds	(1,036)	(1,020)
Net change in federal funds purchased	0	1,444
Net change in agreements to repurchase securities	(3,498)	(3,579)
Net cash from financing activities	9,731	(51,326)
Net change in cash and cash equivalents	14,326	(58,937)
Cash and cash equivalents at beginning of period	82,888	122,248
Cash and cash equivalents at end of period	97,214	63,311
Supplemental disclosures of cash flow information:
Cash paid during period for interest	3,562	4,429
Cash (received) paid during period for income taxes	(623)	2,305
Loans transferred to real estate acquired through foreclosure	$ 2,837	$ 2,124