CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income
Loans, including fees	$ 12,337	$ 10,940
Securities available for sale
Taxable	1,791	1,936
Tax-exempt	56	62
Federal funds sold and other	32	53
Total interest income	14,216	12,991
Interest expense
Deposits	1,535	1,932
Repurchase agreements and other	26	47
FHLB advances and other borrowings	237	263
Total interest expense	1,798	2,242
Net interest income	12,418	10,749
Provision for loan losses	950	520
Net interest income after provision for loan losses	11,468	10,229
Non-interest income
Service charges on deposit accounts	830	888
Electronic banking income	488	449
Secondary market mortgage income	25	88
Other	174	186
Total non-interest income	1,517	1,611
Non-interest expenses
Salaries and employee benefits	3,963	4,031
Occupancy and equipment expenses	1,181	1,236
Outside data processing	872	1,207
Professional fees	284	260
Taxes, other than payroll, property and income	155	193
Write-downs, expenses, sales of other real estate owned, net	214	84
Amortization of intangibles	173	210
Conversion expenses	0	379
FDIC insurance	242	508
Loan collection expenses	669	190
Other expenses	841	1,009
Total non-interest expenses	8,594	9,307
Income before income taxes	4,391	2,533
Provision for income taxes	1,561	862
Net income	2,830	1,671
Preferred stock dividends and accretion	305	305
Net income available to common stockholders	$ 2,525	$ 1,366
Net income per share:
Basic (in dollars per share)	$ 0.32	$ 0.17
Diluted (in dollars per share)	$ 0.31	$ 0.17