CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Cash flows from operating activities
Net income	$ 7,168	$ 9,172	$ 9,118
Adjustments to reconcile net income to net cash from operating activities
Depreciation and impairment of real estate, net	1,468	1,538	1,135
Provision for loan losses	3,630	3,297	1,052
Amortization (accretion), net	(1,351)	(2,815)	(410)
Writedowns (gains) on other real estate owned, net	(394)	(516)	561
Stock compensation expense	106	53	51
Loans originated for sale	(15,759)	(21,836)	(28,329)
Secondary market loans sold	17,491	21,701	29,068
Secondary market mortgage income	(314)	(445)	(443)
Gain on acquisition of subsidiary	0	0	(3,552)
Gain on the sale of securities available for sale	(18)	0	0
Changes in :
Interest receivable	245	727	898
Deferred income taxes	4,099	2,041	1,327
Other assets	(1,954)	2,086	(2,983)
Interest payable	(187)	(237)	(556)
Other liabilities	197	(155)	(1,851)
Net cash from operating activities	14,427	14,611	5,086
Cash flows from investing activities
Purchases of securities available for sale	(122,730)	(298,137)	(148,533)
Proceeds from sales of securities available for sale	2,017	0	0
Proceeds from maturities and calls of securities available for sale	107,148	276,666	149,221
Purchase of FHLB stock, net of redemptions	(373)	(91)	(119)
Redemption of FRB	2,253	0	202
Purchases of subsidiaries, net of cash received	0	0	12,579
Purchase of branches, net of cash received	0	8,939	0
Net change in loans	26,066	29,941	14,148
Purchases of premises and equipment, net	(1,086)	(1,343)	(898)
Proceeds from sale of other real estate owned acquired through foreclosure	5,135	4,071	1,602
Net cash from investing activities	18,430	20,046	28,202
Cash flows from financing activities
Net change in deposits	(59,783)	(1,822)	26,215
Net change in short-term Federal Home Loan Bank advances	0	2,400	(6,450)
Net change in agreements to repurchase securities	(6,432)	5,037	(10,184)
Repayment of Federal Home Loan Bank advances	(2,564)	(4,190)	(212)
Repayment of other borrowed funds	(2,048)	(7,149)	(19,583)
Proceeds from other borrowings	0	11,300	2,400
Proceeds from issuance of preferred stock	0	0	22,252
Preferred stock dividends paid	(1,390)	(835)	(133)
Common stock dividends paid	0	(1,746)	(2,982)
Net cash from financing activities	(72,217)	2,995	11,323
Net change in cash and cash equivalents	(39,360)	37,652	44,611
Cash and cash equivalents at beginning of year	122,248	84,596	39,985
Cash and cash equivalents at end of year	82,888	122,248	84,596
Supplemental disclosures of cash flow information:
Cash paid during year for interest	8,514	10,016	10,700
Cash paid during the year for income taxes	2,459	1,660	1,630
Non-cash transactions
Loans transferred to real estate acquired through foreclosure	8,134	5,553	7,182
Branches acquired:
Fair value of assets acquired via branch purchase		71,825
Cash paid for branches		2,432
Liabilities of branches assumed		74,257
Subsidiaries acquired:
Fair value of assets acquired from Abigail Adams			363,057
Common stock issued to acquire Abigail Adams			10,290
Gain on bargain purchase			3,552
Liabilities assumed of Abigail Adams			$ 349,215