CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Loans, including fees	$ 11,252	$ 10,964	$ 33,479	$ 33,534
Taxable	1,916	1,976	5,973	5,997
Tax-exempt	58	63	180	193
Federal funds sold and other	28	49	121	110
Total interest income	13,254	13,052	39,753	39,834
Interest expense
Deposits	1,746	2,125	5,504	6,538
Repurchase agreements and other	37	42	124	124
FHLB advances and other borrowings	257	215	790	726
Total interest expense	2,040	2,382	6,418	7,388
Net interest income	11,214	10,670	33,335	32,446
Provision for loan losses	810	761	3,150	2,741
Net interest income after provision for loan losses	10,404	9,909	30,185	29,705
Non-interest income
Service charges on deposit accounts	1,021	1,025	2,890	3,016
Electronic banking income	442	383	1,370	1,095
Secondary market mortgage income	108	128	248	312
Other	295	199	703	523
Total non-interest income	1,866	1,735	5,211	4,946
Non-interest expenses
Salaries and employee benefits	4,174	3,978	12,217	11,965
Occupancy and equipment expenses	1,188	1,166	3,706	3,498
Outside data processing	954	1,029	3,341	3,059
Professional fees	248	249	730	740
Taxes, other than payroll, property and income	158	254	573	767
Write-downs, expenses, sales of other real estate owned, net	316	(48)	723	419
Amortization of intangibles	203	131	618	409
Conversion expenses	909	61	1,751	61
FDIC insurance	21	473	998	1,345
Other expenses	1,366	1,177	3,903	3,272
Total non-interest expenses	9,537	8,470	28,560	25,535
Income before income taxes	2,733	3,174	6,836	9,116
Provision for income taxes	920	1,069	2,323	2,479
Net income	1,813	2,105	4,513	6,637
Preferred stock dividends and accretion	305	305	916	943
Net income available to common stockholders	$ 1,508	$ 1,800	$ 3,597	$ 5,694
Net income per share:
Basic (in dollars per share)	$ 0.19	$ 0.23	$ 0.45	$ 0.72
Diluted (in dollars per share)	$ 0.19	$ 0.22	$ 0.45	$ 0.70