CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income
Loans, including fees	$ 11,287	$ 11,018	$ 22,227	$ 22,570
Taxable	2,121	2,048	4,057	4,021
Tax-exempt	60	65	122	130
Federal funds sold and other	40	34	93	61
Total interest income	13,508	13,165	26,499	26,782
Interest expense
Deposits	1,862	2,190	3,758	4,413
Repurchase agreements and other	40	39	87	82
FHLB advances and other borrowings	270	223	533	511
Total interest expense	2,136	2,452	4,378	5,006
Net interest income	11,372	10,713	22,121	21,776
Provision for loan losses	1,820	1,409	2,340	1,980
Net interest income after provision for loan losses	9,552	9,304	19,781	19,796
Non-interest income
Service charges on deposit accounts	981	1,069	1,869	1,991
Electronic banking income	479	372	928	712
Secondary market mortgage income	52	95	140	184
Other	222	158	408	324
Total non-interest income	1,734	1,694	3,345	3,211
Non-interest expenses
Salaries and employee benefits	4,012	3,916	8,043	7,987
Occupancy and equipment expenses	1,282	1,193	2,518	2,332
Outside data processing	1,180	1,021	2,387	2,030
Professional fees	222	266	482	491
Taxes, other than payroll, property and income	222	257	415	513
Write-downs, expenses, sales of other real estate owned, net	323	312	407	467
Amortization of intangibles	205	135	415	278
Conversion expenses	463	0	842	0
FDIC insurance	469	417	977	872
Other expenses	1,338	1,038	2,537	2,095
Total non-interest expenses	9,716	8,555	19,023	17,065
Income before income taxes	1,570	2,443	4,103	5,942
Provision for income taxes	541	224	1,403	1,410
Net income	1,029	2,219	2,700	4,532
Preferred stock dividends and accretion	305	305	611	637
Net income available to common stockholders	$ 724	$ 1,914	$ 2,089	$ 3,895
Net income per share:
Basic (in dollars per share)	$ 0.09	$ 0.24	$ 0.26	$ 0.49
Diluted (in dollars per share)	$ 0.09	$ 0.23	$ 0.26	$ 0.48