EXHIBIT 23.4

RP®FINANCIAL, LC.

Financial Services Industry Consultants

June 15, 2009

Board of Directors

Premier Financial Bancorp, Inc.

2883 Fifth Avenue

Huntington, West Virginia  25702

Board of Directors

Abigail Adams National Bancorp, Inc.

1130 Connecticut Avenue, N.W., Suite 200

Washington, DC  20036

Members of the Boards of Directors:

We hereby consent to the use of our firm’s name in the Form S-4 of Premier Financial Bancorp, Inc., and any amendments thereto to be filed with the Securities and Exchange Commission.  We also hereby consent to the inclusion of and references to our opinion addressed to the board of directors of Abigail Adams National Bancorp, Inc., dated December 29, 2008, in such filings including the joint proxy statement/prospectus of Premier Financial Bancorp, Inc. and Abigail Adams National Bancorp, Inc.

Sincerely,

RP® FINANCIAL, LC.

/s/ RP Financial, LC.

Washington Headquarters

Rosslyn Center Telephone:  (703) 528-1700

1700 North Moore Street, Suite 2210 Fax No.:  (703) 528-1788

Arlington, VA  22209 Toll-Free No.:  (866) 723-0594