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Loans (Tables)
 9 Months Ended
Sep. 30, 2020
Financing Receivable, Credit Quality Indicator - interest written off on nonaccrual loans [Line Items]  
Analysis of Loan Portfolio by Major Types of Loans
The Company’s loan portfolio includes originated and purchased loans. The following is an analysis of the loan portfolio by segment and class (net of unearned income):
September 30, 2020December 31, 2019
(dollars in thousands)
Commercial loans:
Commercial real estate
$4,027,035 $3,945,853 
Commercial business
3,836,009 2,989,613 
Agriculture
850,290 765,371 
Construction
273,176 361,533 
Consumer loans:
One-to-four family residential real estate
665,432 637,325 
Other consumer
37,005 43,770 
Total loans9,688,947 8,743,465 
Less: Allowance for credit losses(156,968)(83,968)
Total loans, net$9,531,979 $8,659,497 
Loans held for sale$24,407 $17,718 
Analysis of the Aged Loan Portfolio
The following is an aging of the recorded investment of the loan portfolio as of September 30, 2020 and December 31, 2019:
Current
Loans		30 - 59
Days
Past Due		60 - 89
Days
Past Due		Greater
than 90
Days Past
Due		Total
Past Due		Nonaccrual
Loans		Total Loans
September 30, 2020(in thousands)
Commercial loans:
Commercial real estate
$4,015,038 $547 $1,088 $— $1,635 $10,362 $4,027,035 
Commercial business
3,808,794 6,987 915 — 7,902 19,313 3,836,009 
Agriculture
833,408 1,710 259 — 1,969 14,913 850,290 
Construction
272,959 — — — — 217 273,176 
Consumer loans:
One-to-four family residential real estate
658,468 4,559 — — 4,559 2,405 665,432 
Other consumer
36,744 215 25 — 240 21 37,005 
Total$9,625,411 $14,018 $2,287 $— $16,305 $47,231 $9,688,947 
Current
Loans		30 - 59
Days
Past Due		60 - 89
Days
Past Due		Greater
than 90
Days Past
Due		Total
Past Due		Nonaccrual
Loans		Total Loans
December 31, 2019(in thousands)
Commercial loans:
Commercial real estate
$3,935,633 $6,421 $— — $6,421 $3,799 $3,945,853 
Commercial business
2,959,826 6,081 2,769 — 8,850 20,937 2,989,613 
Agriculture
755,719 2,283 2,346 — 4,629 5,023 765,371 
Construction
360,582 951 — — 951 — 361,533 
Consumer loans:
One-to-four family residential real estate
631,109 2,516 408 — 2,924 3,292 637,325 
Other consumer
43,654 80 27 — 107 9 43,770 
Total$8,686,523 $18,332 $5,550 $— $23,882 $33,060 $8,743,465 
Interest written off on nonaccrual loans
The following table summarizes written-off interest on nonaccrual loans for the three and nine months ended September 30, 2020 and 2019:
Three Months Ended September 30,Nine Months Ended September 30,
2020201920202019
(in thousands)
Commercial loans$387 $149 $1,835 $1,316 
Consumer loans6 26 19 146 
Total$393 $175 $1,854 $1,462 
Analysis of Nonaccrual Loans
The following summarizes the amortized cost of nonaccrual loans for which there was no related ACL as of September 30, 2020 and December 31, 2019:
September 30, 2020December 31, 2019
(in thousands)
Commercial loans:
Commercial real estate$9,092 $1,715 
Commercial business11,713 15,762 
Agriculture11,074 1,798 
Total$31,879 $19,275 
Analysis of loans classified as Troubled Debt Restructurings (“TDR”)
The following is an analysis of loans classified as TDR during the three and nine months ended September 30, 2020 and 2019:
Three Months Ended September 30, 2020Three Months Ended September 30, 2019
Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment 		Post-Modification
Outstanding
Recorded
Investment 		Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment 		Post-Modification
Outstanding
Recorded
Investment
(dollars in thousands)
Commercial loans:
Commercial business
4 $795 795 5 5,026 5,026 
Agriculture
1 2,600 2,600 — — — 
Consumer loans:
One-to-four family residential real estate
4 618 618 5 357 357 
Other consumer
— — — 1 1 1 
Total9 $4,013 $4,013 11 $5,384 $5,384 
Nine Months Ended September 30, 2020Nine Months Ended September 30, 2019
Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment 		Post-Modification
Outstanding
Recorded
Investment 		Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment 		Post-Modification
Outstanding
Recorded
Investment
(dollars in thousands)
Commercial loans:
Commercial business
10 $2,757 $2,757 10 $6,560 $6,560 
Agriculture
2 3,495 3,495 — — — 
Consumer loans:
One-to-four family residential real estate
6 814 814 10 692 692 
Other consumer
— — — 1 1 1 
Total18 $7,066 $7,066 21 $7,253 $7,253