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Noncovered Loans (Tables) (Noncovered Loans [Member])
 9 Months Ended
Sep. 30, 2013
Noncovered Loans [Member]
  
Financing Receivable, Recorded Investment [Line Items]  
Analysis of Loan Portfolio by Major Types of Loans
The following is an analysis of the noncovered loan portfolio by major types of loans (net of unearned income):
 
 
September 30,
2013
 
December 31,
2012
Noncovered loans:
 
(in thousands)
Commercial business
 
$
1,569,343

 
$
1,155,158

Real estate:
 
 
 
 
One-to-four family residential
 
106,686

 
43,922

Commercial and multifamily residential
 
2,048,910

 
1,061,201

Total real estate
 
2,155,596

 
1,105,123

Real estate construction:
 
 
 
 
One-to-four family residential
 
53,158

 
50,602

Commercial and multifamily residential
 
128,120

 
65,101

Total real estate construction
 
181,278

 
115,703

Consumer
 
362,808

 
157,493

Less: Net unearned income
 
(75,293
)
 
(7,767
)
Total noncovered loans, net of unearned income
 
4,193,732

 
2,525,710

Less: Allowance for loan and lease losses
 
(55,844
)
 
(52,244
)
Total noncovered loans, net
 
$
4,137,888

 
$
2,473,466

Loans held for sale
 
$
840

 
$
2,563
Analysis of nonaccrual loans
The following is an analysis of noncovered, nonaccrual loans as of September 30, 2013 and December 31, 2012:
 
 
September 30, 2013
 
December 31, 2012
 
 
Recorded
Investment
Nonaccrual
Loans
 
Unpaid Principal
Balance
Nonaccrual
Loans
 
Recorded
Investment
Nonaccrual
Loans
 
Unpaid Principal
Balance
Nonaccrual
Loans
Noncovered loans:
 
(in thousands)
Commercial business
 
 
 
 
 
 
 
 
Secured
 
$
11,839

 
$
18,194

 
$
9,037

 
$
17,821

Unsecured
 
156

 
181

 
262

 
262

Real estate:
 
 
 
 
 
 
 
 
One-to-four family residential
 
2,220

 
4,058

 
2,349

 
2,672

Commercial & multifamily residential
 
 
 
 
 
 
 
 
Commercial land
 
890

 
1,299

 
4,076

 
7,491

Income property
 
7,756

 
11,560

 
8,520

 
10,815

Owner occupied
 
5,379

 
7,271

 
6,608

 
7,741

Real estate construction:
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
Land and acquisition
 
3,226

 
8,134

 
3,084

 
6,704

Residential construction
 
459

 
1,941

 
1,816

 
2,431

Consumer
 
4,036

 
6,012

 
1,643

 
1,940

Total
 
$
35,961

 
$
58,650

 
$
37,395

 
$
57,877
Past Due Financing Receivables
 The following is an aging of the recorded investment of the noncovered loan portfolio as of September 30, 2013 and December 31, 2012:
 
 
 
Current
Loans
 
30 - 59
Days
Past Due
 
60 - 89
Days
Past Due
 
Greater
than 90
Days Past
Due
 
Total
Past Due
 
Nonaccrual
Loans
 
Total Loans
September 30, 2013
 
(in thousands)
Noncovered loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
1,465,682

 
$
6,520

 
$
3,306

 
$
1

 
$
9,827

 
$
11,839

 
$
1,487,348

Unsecured
 
74,756

 
72

 
4

 
—

 
76

 
156

 
74,988

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
99,413

 
2,232

 
224

 
—

 
2,456

 
2,220

 
104,089

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
133,942

 
—

 
—

 
—

 
—

 
890

 
134,832

Income property
 
1,125,012

 
7,687

 
—

 
—

 
7,687

 
7,756

 
1,140,455

Owner occupied
 
728,002

 
5,465

 
2,048

 
—

 
7,513

 
5,379

 
740,894

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
9,014

 
—

 
—

 
—

 
—

 
3,226

 
12,240

Residential construction
 
39,928

 
—

 
—

 
—

 
—

 
459

 
40,387

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property
 
88,040

 
—

 
—

 
—

 
—

 
—

 
88,040

Owner occupied
 
39,064

 
—

 
—

 
—

 
—

 
—

 
39,064

Consumer
 
325,614

 
1,375

 
369

 
1

 
1,745

 
4,036

 
331,395

Total
 
$
4,128,467

 
$
23,351

 
$
5,951

 
$
2

 
$
29,304

 
$
35,961

 
$
4,193,732

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Current
Loans
 
30 - 59
Days
Past Due
 
60 - 89
Days
Past Due
 
Greater
than 90
Days Past
Due
 
Total
Past Due
 
Nonaccrual
Loans
 
Total Loans
December 31, 2012
 
(in thousands)
Noncovered loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
1,091,770

 
$
4,259

 
$
1,485

 
$
—

 
$
5,744

 
$
9,037

 
$
1,106,551

Unsecured
 
44,817

 
252

 
12

 
—

 
264

 
262

 
45,343

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
41,508

 
193

 
142

 
—

 
335

 
2,349

 
44,192

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
42,818

 
311

 
122

 
—

 
433

 
4,076

 
47,327

Income property
 
603,339

 
2,726

 
227

 
—

 
2,953

 
8,520

 
614,812

Owner occupied
 
387,525

 
1,040

 
—

 
—

 
1,040

 
6,608

 
395,173

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
15,412

 
—

 
—

 
—

 
—

 
3,084

 
18,496

Residential construction
 
29,848

 
—

 
—

 
—

 
—

 
1,816

 
31,664

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property
 
28,342

 
—

 
—

 
—

 
—

 
—

 
28,342

Owner occupied
 
36,211

 
—

 
—

 
—

 
—

 
—

 
36,211

Consumer
 
155,207

 
387

 
362

 
—

 
749

 
1,643

 
157,599

Total
 
$
2,476,797

 
$
9,168

 
$
2,350

 
$
—

 
$
11,518

 
$
37,395

 
$
2,525,710
Impaired Financing Receivables
The following is an analysis of impaired loans as of September 30, 2013 and December 31, 2012: 
 
 
Recorded Investment
of Loans
Collectively Measured
for Contingency
Provision
 
Recorded Investment
of Loans
Individually
Measured for
Specific
Impairment
 
Impaired Loans With
Recorded Allowance
 
Impaired Loans Without
Recorded Allowance
 
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
September 30, 2013
 
(in thousands)
Noncovered loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
1,482,076

 
$
5,272

 
$
573

 
$
637

 
$
241

 
$
4,698

 
$
5,900

Unsecured
 
74,945

 
43

 
43

 
43

 
43

 
—

 
—

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
102,547

 
1,542

 
335

 
358

 
103

 
1,207

 
2,127

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
134,266

 
566

 
—

 
—

 
—

 
566

 
899

Income property
 
1,131,432

 
9,023

 
—

 
—

 
—

 
9,023

 
13,319

Owner occupied
 
730,787

 
10,107

 
601

 
599

 
26

 
9,507

 
13,207

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
9,744

 
2,496

 
115

 
114

 
73

 
2,381

 
3,149

Residential construction
 
40,387

 
—

 
—

 
—

 
—

 
—

 
—

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property
 
88,040

 
—

 
—

 
—

 
—

 
—

 
—

Owner occupied
 
39,064

 
—

 
—

 
—

 
—

 
—

 
—

Consumer
 
331,273

 
122

 
—

 
—

 
—

 
122

 
121

Total
 
$
4,164,561

 
$
29,171

 
$
1,667

 
$
1,751

 
$
486

 
$
27,504

 
$
38,722

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Recorded Investment
of Loans
Collectively Measured
for Contingency
Provision
 
Recorded Investment
of Loans
Individually
Measured for
Specific
Impairment
 
Impaired Loans With
Recorded Allowance
 
Impaired Loans Without
Recorded Allowance
 
 
 
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
December 31, 2012
 
(in thousands)
Noncovered loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
1,101,689

 
$
4,862

 
$
690

 
$
1,994

 
$
113

 
$
4,172

 
$
6,769

Unsecured
 
45,251

 
92

 
92

 
92

 
92

 
—

 
—

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
42,103

 
2,089

 
345

 
364

 
112

 
1,744

 
1,902

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
44,672

 
2,655

 
—

 
—

 
—

 
2,655

 
5,727

Income property
 
606,656

 
8,156

 
2,670

 
2,727

 
1,040

 
5,486

 
7,860

Owner occupied
 
383,269

 
11,904

 
608

 
610

 
38

 
11,296

 
14,642

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
15,677

 
2,819

 
—

 
—

 
—

 
2,819

 
4,813

Residential construction
 
29,707

 
1,957

 
—

 
—

 
—

 
1,957

 
2,570

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property
 
28,342

 
—

 
—

 
—

 
—

 
—

 
—

Owner occupied
 
36,211

 
—

 
—

 
—

 
—

 
—

 
—

Consumer
 
157,472

 
127

 
—

 
—

 
—

 
127

 
127

Total
 
$
2,491,049

 
$
34,661

 
$
4,405

 
$
5,787

 
$
1,395

 
$
30,256

 
$
44,410

The following table provides additional information on impaired loans for the three and nine month periods indicated.
 
 
Three Months Ended September 30,
 
Nine Months Ended September 30,
 
 
2013
 
2012
 
2013
 
2012
 
 
Average Recorded
Investment
Impaired Loans 
 
Interest Recognized
on
Impaired Loans
 
Average Recorded
Investment
Impaired Loans 
 
Interest Recognized
on
Impaired Loans
 
Average Recorded
Investment
Impaired Loans 
 
Interest Recognized
on
Impaired Loans
 
Average Recorded
Investment
Impaired Loans 
 
Interest Recognized
on
Impaired Loans
Noncovered loans:
 
(in thousands)
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
6,631

 
$
(25
)
 
$
10,306

 
$
6

 
$
5,774

 
$
12

 
$
10,008

 
$
14

Unsecured
 
47

 
1

 
118

 
1

 
68

 
2

 
118

 
5

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
1,537

 
16

 
2,014

 
(9
)
 
1,677

 
47

 
2,140

 
—

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
1,456

 
48

 
3,079

 
—

 
2,085

 
48

 
3,242

 
—

Income property
 
10,358

 
22

 
7,577

 
55

 
9,534

 
168

 
7,830

 
60

Owner occupied
 
9,822

 
231

 
13,185

 
244

 
10,721

 
740

 
13,668

 
762

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
2,889

 
1

 
3,213

 
—

 
2,794

 
4

 
4,876

 
—

Residential construction
 
—

 
—

 
2,792

 
12

 
526

 
—

 
3,539

 
17

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property
 
—

 
—

 
1,877

 
—

 
—

 
—

 
3,961

 
—

Consumer
 
423

 
2

 
1,045

 
11

 
275

 
5

 
1,359

 
33

Total
 
$
33,163

 
$
296

 
$
45,206

 
$
320

 
$
33,454

 
$
1,026

 
$
50,741

 
$
891
Analysis of loans classified as Troubled Debt Restructurings (“TDR”)
There were no Troubled Debt Restructurings ("TDR") during the three months ended September 30, 2013 or nine months ended September 30, 2012. The following is an analysis of loans classified as TDR during the nine months ended September 30, 2013:
 
 
 
Nine months ended September 30, 2013
 
 
Number of TDR Modifications
 
Pre-Modification
Outstanding
Recorded
Investment
 
Post-Modification
Outstanding
Recorded
Investment
Noncovered loans:
 
(dollars in thousands)
Commercial business:
 
 
 
 
 
 
Secured
 
1

 
$
343

 
$
343

Real estate:
 
 
 
 
 
 
Commercial and multifamily residential:
 
 
 
 
 
 
Commercial land
 
1

 
137

 
137

Income property
 
3

 
943

 
943

Owner occupied
 
1

 
172

 
172

Real estate construction:
 
 
 
 
 
 
One-to-four family residential:
 
 
 
 
 
 
Land and acquisition
 
1

 
117

 
117

Total
 
7

 
$
1,712

 
$
1,712