Allowance for Noncovered Loan and Lease Losses and Unfunded Commitments and Letters of Credit (Tables)

12 Months Ended

Dec. 31, 2012

Financing Receivable, Allowance for Credit Losses [Line Items]

Changes in the Allowance for Unfunded Commitments and Letters of Credit

Changes in the allowance for unfunded commitments and letters of credit are summarized as follows:

	Years Ended December 31,
	2012		2011		2010
	(in thousands)
Beginning balance	$	1,535	$	1,165	$	775
Net changes in the allowance for unfunded commitments and letters of credit	380		370		390
Ending balance	$	1,915	$	1,535	$	1,165

Financing Receivable Credit Quality Indicators [Table Text Block]

The following is an analysis of the credit quality of our covered loan portfolio as of December 31, 2012 and 2011:

	Pass		Special Mention		Substandard		Doubtful		Loss		Total
December 31, 2012	(in thousands)
Covered loans:
Commercial business:
Secured	$	71,621	$	1,823	$	45,150	$	—	$	—	$	118,594
Unsecured	4,988		—		1,791		—		—		6,779
Real estate:
One-to-four family residential	44,782		1,344		11,024		—		—		57,150
Commercial and multifamily residential:
Commercial land	16,336		—		10,292		—		—		26,628
Income property	81,205		864		23,315		—		—		105,384
Owner occupied	82,222		3,318		15,554		—		—		101,094
Real estate construction:
One-to-four family residential:
Land and acquisition	4,817		3,273		5,743		—		—		13,833
Residential construction	6,050		—		5,515		—		—		11,565
Commercial and multifamily residential:
Income property	4,419		—		7,901		—		—		12,320
Owner occupied	1,107		—		1,824		—		—		2,931
Consumer	38,973		381		5,162		—		—		44,516
Total	$	356,520	$	11,003	$	133,271	$	—	$	—	500,794
Less:
Valuation discount resulting from acquisition accounting											79,401
Allowance for loan losses											30,056
Covered loans, net											$	391,337

	Pass		Special Mention		Substandard		Doubtful		Loss		Total
December 31, 2011	(in thousands)
Covered loans:
Commercial business:
Secured	$	103,472	$	6,239	$	73,793	$	1,209	$	1	$	184,714
Unsecured	7,608		741		2,659		15		—		11,023
Real estate:
One-to-four family residential	56,948		2,210		20,170		—		—		79,328
Commercial and multifamily residential:
Commercial land	21,947		1,213		21,027		—		—		44,187
Income property	109,339		4,013		35,567		—		—		148,919
Owner occupied	89,555		3,673		24,974		—		—		118,202
Real estate construction:
One-to-four family residential:
Land and acquisition	4,834		1,535		17,646		1,289		—		25,304
Residential construction	8,264		371		20,463		—		—		29,098
Commercial and multifamily residential:
Income property	2,928		2,779		13,657		—		—		19,364
Owner occupied	1,142		—		3,155		—		—		4,297
Consumer	48,067		255		8,150		357		48		56,877
Total	$	454,104	$	23,029	$	241,261	$	2,870	$	49	721,313
Less:
Valuation discount resulting from acquisition accounting											184,440
Allowance for loan losses											4,944
Covered loans, net											$	531,929

Noncovered Loans [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Changes in the Allowance for Loan and Lease Losses

The following tables show a detailed analysis of the allowance for loan and lease losses for noncovered loans for the years ended December 31, 2012, 2011 and 2010:

	Beginning Balance		Charge-offs			Recoveries		Provision (Recovery)			Ending Balance		Specific Reserve		General Allocation
Year ended December 31, 2012	(in thousands)
Noncovered loans:
Commercial business:
Secured	$	24,745	$	(10,029	)	$	1,354	$	11,200		$	27,270	$	113	$	27,157
Unsecured	689		(144		)	194		14			753		92		661
Real estate:
One-to-four family residential	654		(549		)	285		304			694		112		582
Commercial and multifamily residential:
Commercial land	488		(526		)	63		435			460		—		460
Income property	9,551		(4,030		)	905		4,607			11,033		1,040		9,993
Owner occupied	9,606		(918		)	631		(2,957		)	6,362		38		6,324
Real estate construction:
One-to-four family residential:
Land and acquisition	2,331		(989		)	1,059		(1,230		)	1,171		—		1,171
Residential construction	864		(617		)	429		(41		)	635		—		635
Commercial and multifamily residential:
Income property	665		(93		)	66		(322		)	316		—		316
Owner occupied	35		—			—		67			102		—		102
Consumer	2,719		(2,534		)	1,171		1,081			2,437		—		2,437
Unallocated	694		—			—		317			1,011		—		1,011
Total	$	53,041	$	(20,429	)	$	6,157	$	13,475		$	52,244	$	1,395	$	50,849

	Beginning Balance		Charge-offs			Recoveries		Provision (Recovery)			Ending Balance		Specific Reserve		General Allocation
Year Ended December 31, 2011	(in thousands)
Noncovered loans:
Commercial business:
Secured	$	21,811	$	(7,270	)	$	1,154	$	9,050		$	24,745	$	954	$	23,791
Unsecured	738		(639		)	1,444		(854		)	689		97		592
Real estate:
One-to-four family residential	1,100		(717		)	80		191			654		96		558
Commercial and multifamily residential:
Commercial land	634		(660		)	12		502			488		—		488
Income property	15,210		(1,407		)	414		(4,666		)	9,551		63		9,488
Owner occupied	9,692		(1,620		)	33		1,501			9,606		185		9,421
Real estate construction:
One-to-four family residential:
Land and acquisition	3,769		(1,419		)	1,978		(1,997		)	2,331		—		2,331
Residential construction	2,292		(1,068		)	113		(473		)	864		59		805
Commercial and multifamily residential:
Income property	274		(2,213		)	—		2,604			665		—		665
Owner occupied	70		—			—		(35		)	35		—		35
Consumer	2,120		(3,918		)	351		4,166			2,719		30		2,689
Unallocated	3,283		—			—		(2,589		)	694		—		694
Total	$	60,993	$	(20,931	)	$	5,579	$	7,400		$	53,041	$	1,484	$	51,557

	Beginning Balance		Charge-offs			Recoveries		Provision (Recovery)		Ending Balance		Specific Reserve		General Allocation
Year ended December 31, 2010	(in thousands)
Noncovered loans:
Commercial business:
Secured	$	20,409	$	(12,779	)	$	1,218	$	12,963	$	21,811	$	600	$	21,211
Unsecured	1,560		(2,100		)	1,171		107		738		75		663
Real estate:
One-to-four family residential	1,072		(406		)	15		419		1,100		—		1,100
Commercial and multifamily residential:
Commercial land	664		(2,165		)	—		2,135		634		—		634
Income property	9,860		(1,969		)	124		7,195		15,210		59		15,151
Owner occupied	6,690		(2,039		)	2		5,039		9,692		—		9,692
Real estate construction:
One-to-four family residential:
Land and acquisition	5,711		(8,409		)	1,199		5,268		3,769		3		3,766
Residential construction	2,304		(2,447		)	474		1,961		2,292		62		2,230
Commercial and multifamily residential:
Income property	2,453		(3,107		)	775		153		274		175		99
Owner occupied	36		—			—		34		70		—		70
Consumer	1,282		(3,982		)	649		4,171		2,120		—		2,120
Unallocated	1,437		—			—		1,846		3,283		—		3,283
Total	$	53,478	$	(39,403	)	$	5,627	$	41,291	$	60,993	$	974	$	60,019

Financing Receivable Credit Quality Indicators [Table Text Block]

The following is an analysis of the credit quality of our noncovered loan portfolio as of December 31, 2012 and 2011:

	Pass		Special Mention		Substandard		Doubtful		Loss		Total
December 31, 2012	(in thousands)
Noncovered loans:
Commercial business:
Secured	$	1,011,722	$	29,222	$	65,607	$	—	$	—	$	1,106,551
Unsecured	44,788		26		529		—		—		45,343
Real estate:
One-to-four family residential	40,346		406		3,440		—		—		44,192
Commercial and multifamily residential:
Commercial land	43,401		—		3,926		—		—		47,327
Income property	581,671		3,688		29,453		—		—		614,812
Owner occupied	357,063		1,848		36,262		—		—		395,173
Real estate construction:
One-to-four family residential:
Land and acquisition	12,741		1,351		4,404		—		—		18,496
Residential construction	28,705		1,142		1,817		—		—		31,664
Commercial and multifamily residential:
Income property	28,342		—		—		—		—		28,342
Owner occupied	36,211		—		—		—		—		36,211
Consumer	151,049		75		6,475		—		—		157,599
Total	$	2,336,039	$	37,758	$	151,913	$	—	$	—	2,525,710
Less:
Allowance for loan losses											52,244
Noncovered loans, net											$	2,473,466

	Pass		Special Mention		Substandard		Doubtful		Loss		Total
December 31, 2011	(in thousands)
Noncovered loans:
Commercial business:
Secured	$	908,883	$	18,703	$	53,447	$	384	$	—	$	981,417
Unsecured	46,732		318		356		—		—		47,406
Real estate:
One-to-four family residential	58,517		2,040		3,506		—		—		64,063
Commercial and multifamily residential:
Commercial land	44,166		5		6,510		—		—		50,681
Income property	492,922		16,002		25,069		—		—		533,993
Owner occupied	351,928		13,590		39,266		—		5		404,789
Real estate construction:
One-to-four family residential:
Land and acquisition	12,349		2,684		10,168		—		—		25,201
Residential construction	16,764		1,649		5,518		—		—		23,931
Commercial and multifamily residential:
Income property	12,812		—		8,065		—		—		20,877
Owner occupied	12,790		—		—		—		—		12,790
Consumer	176,304		859		6,060		—		—		183,223
Total	$	2,134,167	$	55,850	$	157,965	$	384	$	5	2,348,371
Less:
Allowance for loan losses											53,041
Noncovered loans, net											$	2,295,330