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Allowance for Noncovered Loan and Lease Losses and Unfunded Commitments and Letters of Credit (Tables)
 3 Months Ended
Mar. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]  
Changes in the Allowance for Unfunded Commitments and Letters of Credit
Changes in the allowance for unfunded commitments and letters of credit are summarized as follows:
 
 
Three Months Ended
 
 
March 31,
 
 
2012
 
2011
 
 
(in thousands)
Beginning balance
 
$
1,535

 
$
1,165

Net changes in the allowance for unfunded commitments and letters of credit
 
130

 
495

Ending balance
 
$
1,665

 
$
1,660
Noncovered Loans [Member]
  
Financing Receivable, Allowance for Credit Losses [Line Items]  
Allowance for Credit Losses on Financing Receivables
The following table shows a detailed analysis of the allowance for loan and lease losses for noncovered loans for the three months ended March 31, 2012 and 2011: 
 
 
Beginning
Balance
 
Charge-offs
 
Recoveries
 
Provision
 
Ending
Balance
 
Specific
Reserve
 
General
Allocation
 
 
(in thousands)
Three months ended March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
24,745

 
$
(2,354
)
 
$
614

 
$
2,537

 
$
25,542

 
$
451

 
$
25,091

Unsecured
 
689

 
(5
)
 
44

 
58

 
786

 
141

 
645

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
654

 
(116
)
 
43

 
108

 
689

 
72

 
617

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
488

 
(305
)
 
—

 
510

 
693

 
—

 
693

Income property multifamily
 
9,551

 
(2,008
)
 
18

 
2,688

 
10,249

 
1,087

 
9,162

Owner occupied
 
9,606

 
(365
)
 
53

 
(739
)
 
8,555

 
16

 
8,539

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
2,331

 
(204
)
 
47

 
(503
)
 
1,671

 
—

 
1,671

Residential construction
 
864

 
—

 
—

 
138

 
1,002

 
18

 
984

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property multifamily
 
665

 
—

 
—

 
(442
)
 
223

 
—

 
223

Owner occupied
 
35

 
—

 
—

 
9

 
44

 
—

 
44

Consumer
 
2,719

 
(1,093
)
 
373

 
130

 
2,129

 
—

 
2,129

Unallocated
 
694

 
—

 
—

 
6

 
700

 
—

 
700

Total
 
$
53,041

 
$
(6,450
)
 
$
1,192

 
$
4,500

 
$
52,283

 
$
1,785

 
$
50,498

 
 
Beginning
Balance
 
Charge-offs
 
Recoveries
 
Provision
 
Ending
Balance
 
Specific
Reserve
 
General
Allocation
 
 
(in thousands)
Three months ended March 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
 
$
21,811

 
$
(3,287
)
 
$
96

 
$
3,687

 
$
22,307

 
$
247

 
$
22,060

Unsecured
 
738

 
(84
)
 
9

 
(45
)
 
618

 
73

 
545

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
1,100

 
(448
)
 
—

 
448

 
1,100

 
1

 
1,099

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial land
 
634

 
—

 
—

 
(79
)
 
555

 
58

 
497

Income property multifamily
 
15,210

 
(365
)
 
42

 
(2,591
)
 
12,296

 
51

 
12,245

Owner occupied
 
9,692

 
—

 
31

 
689

 
10,412

 
—

 
10,412

Real estate construction:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and acquisition
 
3,769

 
(768
)
 
1,068

 
(773
)
 
3,296

 
355

 
2,941

Residential construction
 
2,292

 
(659
)
 
36

 
449

 
2,118

 
34

 
2,084

Commercial & multifamily residential
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income property multifamily
 
274

 
(487
)
 
—

 
340

 
127

 
—

 
127

Owner occupied
 
70

 
—

 
—

 
(2
)
 
68

 
—

 
68

Consumer
 
2,120

 
(925
)
 
63

 
1,160

 
2,418

 
—

 
2,418

Unallocated
 
3,283

 
—

 
—

 
(3,283
)
 
—

 
—

 
—

Total
 
$
60,993

 
$
(7,023
)
 
$
1,345

 
$
—

 
$
55,315

 
$
819

 
$
54,496
Financing Receivable Credit Quality Indicators [Table Text Block]
The following is an analysis of the credit quality of our noncovered loan portfolio as of March 31, 2012 and December 31, 2011:
 
 
March 31, 2012
 
December 31, 2011
 
 
Weighted-
Average
Risk Rating
 
Recorded
Investment
Noncovered
Loans
 
Weighted-
Average
Risk Rating
 
Recorded
Investment
Noncovered
Loans
 
 
(dollars in thousands)
Commercial business
 
 
 
 
 
 
 
 
Secured
 
4.92

 
$
1,028,402

 
4.89

 
$
981,417

Unsecured
 
4.26

 
47,265

 
4.25

 
47,406

Real estate:
 
 
 
 
 
 
 
 
One-to-four family residential
 
4.76

 
58,876

 
4.81

 
64,063

Commercial & multifamily residential
 
 
 
 
 
 
 
 
Commercial land
 
5.11

 
45,380

 
5.22

 
50,681

Income property multifamily
 
4.00

 
558,570

 
4.94

 
533,993

Owner occupied
 
5.09

 
380,196

 
5.05

 
404,789

Real estate construction:
 
 
 
 
 
 
 
 
One-to-four family residential
 
 
 
 
 
 
 
 
Land and acquisition
 
6.29

 
23,384

 
6.43

 
25,201

Residential construction
 
5.80

 
24,480

 
5.94

 
23,931

Commercial & multifamily residential
 
 
 
 
 
 
 
 
Income property multifamily
 
5.06

 
19,235

 
5.49

 
20,877

Owner occupied
 
4.60

 
16,008

 
4.55

 
12,790

Consumer
 
4.22

 
170,022

 
4.24

 
183,223

Total recorded investment of noncovered loans
 
 
 
$
2,371,818

 
 
 
$
2,348,371