Exhibit 1

Joint Filing Agreement
 

In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing with all other Reporting Persons (as such term is defined in the Schedule 13D referred to below) on behalf of each of them a statement on Schedule 13D (including amendments thereto, if any) with respect to the shares of common stock of Credit Acceptance Corporation, a Michigan corporation, and that this Agreement may be included as an Exhibit to such joint filing. Each of the undersigned agrees to be responsible for the timely filing of the Schedule 13D, and for the completeness and accuracy of the information concerning itself contained therein. This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument.

     IN WITNESS WHEREOF, the undersigned hereby execute this Agreement as of the 16th day of December, 2013. 

Date:  December 16, 2013	The Donald A. Foss 2009 Remainder Trust
	/s/ Jill Foss Watson
	Name: Jill Foss Watson
	Title: Trustee
	The Donald A. Foss 2010 Remainder Trust
	/s/ Jill Foss Watson
	Name: Jill Foss Watson
	Title: Trustee
	Jill Foss Watson Living Trust
	/s/ Jill Foss Watson
	Name: Jill Foss Watson
	Title: Trustee
	Jill Foss Watson Irrevocable Trust
	/s/ Todd Watson
	Name:Todd Watson
	Title: Trustee
	Karol A. Foss Irrevocable Grandchildren’s Trust
	/s/ Jill Foss Watson
	Name: Jill Foss Watson
	Title: Trustee
	/s/ Jill Foss Watson
	Name: Jill Foss Watson