EXHIBIT (a)(5)(ii)

                           OFFER TO PURCHASE FOR CASH
                                       BY

                         CREDIT ACCEPTANCE CORPORATION
                                       OF
                   UP TO 2,600,000 SHARES OF ITS COMMON STOCK
                  AT A PURCHASE PRICE NOT GREATER THAN $17.00
                         NOR LESS THAN $12.50 PER SHARE

 THE TENDER OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT 5:00 P.M., NEW YORK CITY
    TIME, ON TUESDAY, JANUARY 6, 2004, UNLESS THE TENDER OFFER IS EXTENDED.

                                                               November 26, 2003

To Brokers, Dealers, Commercial Banks, Trust Companies and Other Nominees:

     Credit Acceptance Corporation, a Michigan corporation ("CAC"), has
appointed us to act as the Information Agent in connection with its offer to
purchase for cash up to 2,600,000 shares of its common stock, par value $0.01
per share, at a price, net to the seller in cash, without interest, not greater
than $17.00 nor less than $12.50 per share, specified by its shareholders, upon
the terms and subject to the conditions set forth in its Offer to Purchase,
dated November 26, 2003, and in the related Letter of Transmittal (which
together constitute the "Offer").

     CAC will, upon the terms and subject to the conditions of the Offer,
determine a single per share price, not greater than $17.00 nor less than $12.50
per share, that it will pay for shares properly tendered and not properly
withdrawn under the Offer, taking into account the number of shares so tendered
and the prices specified by tendering shareholders. CAC will select the lowest
purchase price that will allow it to purchase 2,600,000 shares, or such fewer
number of shares as are properly tendered and not properly withdrawn at a price
not greater than $17.00 nor less than $12.50 per share, under the Offer. All
shares properly tendered before the "expiration date" (as defined in Section 1
of the Offer to Purchase) at prices at or below the purchase price and not
properly withdrawn will be purchased by CAC at the purchase price selected by
CAC, net to the seller in cash, without interest, upon the terms and subject to
the conditions of the Offer, including the odd lot, proration and conditional
tender provisions thereof. Shares tendered at prices in excess of the purchase
price and shares not purchased because of proration or conditional tenders will
be returned at CAC's expense to the shareholders who tendered such shares
promptly after the expiration date. CAC reserves the right, in its sole
discretion, to purchase more than 2,600,000 shares under the Offer, subject to
applicable law. See Section 1 of the Offer to Purchase.

     If the number of shares properly tendered is less than or equal to
2,600,000 shares (or such greater number of shares as CAC may elect to purchase
pursuant to the tender offer in accordance with applicable law), CAC will, on
the terms and subject to the conditions of the Offer, purchase at the purchase
price selected by CAC all shares so tendered.

     On the terms and subject to the conditions of the Offer, if at the
expiration of the Offer more than 2,600,000 shares (or any such greater number
of shares as CAC may elect to purchase) are properly tendered at or below the
purchase price selected by CAC, then CAC will buy shares first from all
shareholders who own beneficially or of record, an aggregate of fewer than 100
shares who properly tender all their shares at or below the purchase price
selected by CAC and do not withdraw them before the expiration date. Second, the
purchase of all of the shares tendered by odd lot holders, subject to the


conditional tender provisions in Section 6 of the Offer to Purchase, CAC will
purchase all other shares properly tendered at prices at or below the purchase
price and not properly withdrawn prior to the expiration date, on a pro rata
basis, and third, only if necessary to permit CAC to purchase 2,600,000 shares
(or such greater number of shares as CAC may elect to purchase), CAC will
purchase shares conditionally tendered (for which the condition was not
initially satisfied) at or below the purchase price, by random lot, to the
extent feasible.

     THE OFFER IS NOT CONDITIONED ON ANY MINIMUM NUMBER OF SHARES BEING
TENDERED. THE OFFER IS, HOWEVER, SUBJECT TO OTHER CONDITIONS. SEE SECTION 7 OF
THE OFFER TO PURCHASE.

     For your information and for forwarding to those of your clients for whom
you hold shares registered in your name or in the name of your nominee, we are
enclosing the following documents:

          1. The Offer to Purchase, dated November 26, 2003;

          2. The Letter of Transmittal for your use and for the information of
     your clients (together with accompanying instructions and Substitute Form
     W-9);

          3. A letter to clients that you may send to your clients for whose
     accounts you hold shares registered in your name or in the name of your
     nominee, with space provided for obtaining such clients' instructions with
     regard to the Offer;

          4. A Notice of Guaranteed Delivery to be used to accept the Offer if
     the share certificates and all other required documents cannot be delivered
     to the Depositary before the expiration date or if the procedure for
     book-entry transfer cannot be completed before the expiration date;

          5. Guidelines of the Internal Revenue Service for Certification of
     Taxpayer Identification Number on Substitute Form W-9; and

          6. A return envelope addressed to the Depositary.

     YOUR PROMPT ACTION IS REQUIRED. WE URGE YOU TO CONTACT YOUR CLIENTS AS
PROMPTLY AS POSSIBLE TO OBTAIN THEIR INSTRUCTIONS. PLEASE NOTE THAT THE OFFER
AND WITHDRAWAL RIGHTS WILL EXPIRE AT 5:00 P.M., NEW YORK CITY TIME, ON TUESDAY,
JANUARY 6, 2004, UNLESS THE OFFER IS EXTENDED.

     CAC will not pay any fees or commissions to brokers, dealers, commercial
banks, trust companies or any person (other than fees to the Information Agent
and Depositary as described in Section 15 of the Offer to Purchase) for
soliciting tenders of shares under the tender offer. CAC will, however, upon
request, reimburse brokers, dealers, commercial banks, trust companies or other
nominees for customary mailing and handling expenses incurred by them in
forwarding any of the enclosed materials to the beneficial owners of shares held
by you as a nominee or in a fiduciary capacity. No broker, dealer, commercial
bank, or trust company has been authorized to act as the agent of CAC, the
Information Agent, or the Depositary for purposes of the Offer. CAC will pay or
cause to be paid all stock transfer taxes, if any, applicable to its purchase of
shares, except as otherwise provided in the Offer to Purchase or Instruction 8
in the Letter of Transmittal.

     For shares to be tendered properly under the tender offer, (1) the share
certificates (or confirmation of receipt of such shares under the procedure for
book-entry transfer as set forth in Section 3 of the Offer to Purchase),
together with a properly completed and duly executed Letter of Transmittal, or a
manually signed facsimile thereof, including any required signature guarantees,
or an "agent's message" (as defined in the Offer to Purchase), or a specific
acknowledgement in the case of a tender through the Automated Tender Offer
Program (as described in the Offer to Purchase) of the book-entry transfer
facility (as defined in the Offer to Purchase), and any other documents required
by the letter of transmittal, must be received before 5:00 p.m., New York City
time, on the expiration date by the Depositary at its address set forth on the
back cover page of the offer to purchase, or (2) the tendering shareholder must
comply with the guaranteed delivery procedure set forth in Section 3 of the
Offer to Purchase.

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     Holders of shares whose certificate(s) for such shares are not immediately
available, holders who cannot deliver such certificate(s) and all other required
documents to the Depositary or holders who cannot complete the procedures for
book-entry transfer before the expiration date must tender their shares
according to the procedure for guaranteed delivery set forth in Section 3 of the
Offer to Purchase.

     Neither CAC or its board of directors or the Information Agent makes any
recommendation to any shareholder as to whether to tender or refrain from
tendering all or any shares or as to the price or prices at which to tender.
Shareholders must make their own decision as to whether to tender shares and, if
so, how may shares to tender and at which prices.

     Any inquiries you may have with respect to the tender offer should be
addressed to us, at the addresses and telephone number set forth on the back
cover page of the Offer to Purchase.

     Additional copies of the enclosed material may be obtained from by calling
us toll free at (800) 213-0446.

Very truly yours,

GEORGESON SHAREHOLDER COMMUNICATIONS, INC.

Enclosures

     NOTHING CONTAINED HEREIN OR IN THE ENCLOSED DOCUMENTS SHALL CONSTITUTE YOU
OR ANY OTHER PERSON AS AN AGENT OF CAC, THE INFORMATION AGENT OR THE DEPOSITARY,
OR ANY AFFILIATE OF THE FOREGOING, OR AUTHORIZE YOU OR ANY OTHER PERSON TO USE
ANY DOCUMENT OR MAKE ANY STATEMENT ON BEHALF OF ANY OF THEM IN CONNECTION WITH
THE OFFER OTHER THAN THE DOCUMENTS ENCLOSED HEREWITH AND THE STATEMENTS
CONTAINED THEREIN.

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