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                                                                  EXHIBIT 23 (1)

                          INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in the Registration Statement of
Credit Acceptance Corporation on Forms S-3 (File Nos. 33-75246 (as amended) and
333-18301) and Forms S-8 (File Nos. 33-64876 and 33-80339) of our report dated
January 24, 2001, appearing in the Annual Report on Form 10-K of Credit
Acceptance Corporation for the year ended December 31, 2000.



DELOITTE & TOUCHE
Detroit, Michigan
April 2, 2001