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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Revenue:    
Finance charges $ 469.2 $ 421.1
Premiums earned 21.9 17.4
Other income 16.9 15.3
Total revenue 508.0 453.8
Costs and expenses:    
Salaries and wages 78.5 77.2
General and administrative 23.7 18.0
Sales and marketing 23.9 22.1
Operating Expenses 126.1 117.3
Total provision for credit losses 186.0 137.4
Interest 92.5 54.4
Provision for claims 17.0 17.9
Total costs and expenses 421.6 327.0
Income before provision for income taxes 86.4 126.8
Provision for income taxes 22.1 27.3
Net income $ 64.3 $ 99.5
Net income per share:    
Basic (in usd per share) $ 5.15 $ 7.62
Diluted (in usd per share) $ 5.08 $ 7.61
Weighted average shares outstanding:    
Basic (in shares) 12,481,139 13,057,617
Diluted (in shares) 12,646,529 13,073,316