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Consolidated Statements Of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Revenues [Abstract]      
Finance Charges Revenue $ 1,755.4 $ 1,686.3 $ 1,742.6
Premiums earned 79.6 62.7 60.3
Other Income 66.9 83.4 53.1
Total revenue 1,901.9 1,832.4 1,856.0
Costs and expenses [Abstract]      
Salaries and wages 280.2 262.0 218.1
General and administrative 87.2 88.7 100.3
Sales and marketing 91.7 75.6 65.3
Operating Expenses 459.1 426.3 383.7
Provision for credit losses 736.2 481.4 8.4
Interest 266.5 166.6 164.2
Provision for claims 70.7 46.4 38.8
Loss on extinguishment of debt 1.8 0.0 0.0
Total costs and expenses 1,534.3 1,120.7 595.1
Income before provision for income taxes 367.6 711.7 1,260.9
Provision for income taxes 81.5 175.9 302.6
Net income $ 286.1 $ 535.8 $ 958.3
Net income per share [Abstract]      
Basic $ 22.09 $ 39.50 $ 59.57
Diluted $ 21.99 $ 39.32 $ 59.52
Weighted average Shares Outstanding [Abstract]      
Basic 12,953,424 13,563,885 16,085,823
Diluted 13,010,735 13,625,081 16,100,552