XML 68 R56.htm IDEA: XBRL DOCUMENT v3.22.4
Loans Receivable (Schedule Of Consumer Loans Forecasted Collection Percentage) (Details)
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Loans Originating in 2013 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 73.50% 73.40% 73.40%              
Initial Forecasted Collection Percentage [1]                   72.00%
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 1.50%                  
Loans Originating in 2013 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 73.40% 73.30% 73.40%              
Initial Forecasted Collection Percentage [1],[2]                   72.10%
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 1.30%                  
Loans Originating in 2013 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 74.30% 74.20% 74.30%              
Initial Forecasted Collection Percentage [1],[2]                   71.60%
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 2.70%                  
Loans Originating in 2014 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 71.70% 71.50% 71.60%              
Initial Forecasted Collection Percentage [1]                 71.80%  
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (0.10%)                  
Loans Originating in 2014 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 71.60% 71.40% 71.50%              
Initial Forecasted Collection Percentage [1],[2]                 71.90%  
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (0.30%)                  
Loans Originating in 2014 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 72.50% 72.40% 72.40%              
Initial Forecasted Collection Percentage [1],[2]                 70.90%  
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 1.60%                  
Loans Originating in 2015 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 65.20% 65.10% 65.20%              
Initial Forecasted Collection Percentage [1]               67.70%    
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (2.50%)                  
Loans Originating in 2015 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 64.50% 64.40% 64.50%              
Initial Forecasted Collection Percentage [1],[2]               67.50%    
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (3.00%)                  
Loans Originating in 2015 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 68.90% 68.90% 68.80%              
Initial Forecasted Collection Percentage [1],[2]               68.50%    
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 0.40%                  
Loans Originating in 2016 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 63.80% 63.60% 63.60%              
Initial Forecasted Collection Percentage [1]             65.40%      
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (1.60%)                  
Loans Originating in 2016 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 63.00% 62.80% 62.80%              
Initial Forecasted Collection Percentage [1],[2]             65.10%      
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (2.10%)                  
Loans Originating in 2016 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 66.00% 65.80% 65.80%              
Initial Forecasted Collection Percentage [1],[2]             66.50%      
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (0.50%)                  
Loans Originating in 2017 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 64.70% 64.40% 64.10%              
Initial Forecasted Collection Percentage [1]           64.00%        
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.30%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.60%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 0.70%                  
Loans Originating in 2017 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 64.00% 63.80% 63.40%              
Initial Forecasted Collection Percentage [1],[2]           63.80%        
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.60%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 0.20%                  
Loans Originating in 2017 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 66.30% 66.00% 65.60%              
Initial Forecasted Collection Percentage [1],[2]           64.60%        
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.30%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 0.70%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 1.70%                  
Loans Originating in 2018 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 65.20% 65.10% 64.00%              
Initial Forecasted Collection Percentage [1]         63.60%          
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 1.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 1.60%                  
Loans Originating in 2018 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 64.60% 64.60% 63.50%              
Initial Forecasted Collection Percentage [1],[2]         63.60%          
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 1.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 1.00%                  
Loans Originating in 2018 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 66.40% 66.40% 65.10%              
Initial Forecasted Collection Percentage [1],[2]         63.50%          
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 1.30%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 2.90%                  
Loans Originating in 2019 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 66.60% 66.50% 64.40%              
Initial Forecasted Collection Percentage [1]       64.00%            
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 2.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 2.60%                  
Loans Originating in 2019 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 66.30% 66.20% 64.10%              
Initial Forecasted Collection Percentage [1],[2]       63.90%            
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 2.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 2.40%                  
Loans Originating in 2019 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 67.20% 67.20% 65.10%              
Initial Forecasted Collection Percentage [1],[2]       64.20%            
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 2.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 3.00%                  
Loans Originating in 2020 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 67.80% 67.90% 64.80%              
Initial Forecasted Collection Percentage [1]     63.40%              
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year (0.10%)                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 3.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 4.40%                  
Loans Originating in 2020 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage 67.70% [1],[2] 67.60% [1],[2] 64.50%              
Initial Forecasted Collection Percentage [1],[2]     63.30%              
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year 0.10%                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 3.20%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 4.40%                  
Loans Originating in 2020 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage 68.00% [1],[2] 68.40% [1],[2] 65.40%              
Initial Forecasted Collection Percentage [1],[2]     63.60%              
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year (0.40%)                  
Loans Receivable Variance In Forecasted Collection Percentage From Two Prior Years 2.60%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 4.40%                  
Loans Originating in 2021 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 66.20% 66.50%                
Initial Forecasted Collection Percentage [1]   66.30%                
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year (0.30%)                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (0.10%)                  
Loans Originating in 2021 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 66.00% 66.20%                
Initial Forecasted Collection Percentage [1],[2]   66.30%                
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year (0.20%)                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (0.30%)                  
Loans Originating in 2021 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 66.70% 67.10%                
Initial Forecasted Collection Percentage [1],[2]   66.30%                
Loans Receivable Variance In Forecasted Collection Percentage From Prior Year (0.40%)                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast 0.40%                  
Loans Originating in 2022 [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1] 66.30%                  
Initial Forecasted Collection Percentage [1] 67.50%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (1.20%)                  
Loans Originating in 2022 [Member] | Dealer Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 65.80%                  
Initial Forecasted Collection Percentage [1],[2] 67.30%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (1.50%)                  
Loans Originating in 2022 [Member] | Purchased Loans [Member]                    
Accounts, Notes, Loans and Financing Receivable [Line Items]                    
Forecasted Collection Percentage [1],[2] 67.40%                  
Initial Forecasted Collection Percentage [1],[2] 68.00%                  
Loans Receivable Variance In Forecasted Collection Percentage From Initial Forecast (0.60%)                  
[1] Represents the total forecasted collections we expect to collect on the Consumer Loans as a percentage of the repayments that we were contractually owed on the Consumer Loans at the time of assignment.  Contractual repayments include both principal and interest. Forecasted collection rates are negatively impacted by canceled Consumer Loans as the contractual amount owed is not removed from the denominator for purposes of computing forecasted collection rates in the table.
[2] The forecasted collection rates presented for Dealer Loans and Purchased Loans reflect the Consumer Loan classification at the time of assignment.