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Consolidated Statements Of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenues [Abstract]      
Finance Charges Revenue $ 1,686.3 $ 1,742.6 $ 1,562.4
Premiums earned 62.7 60.3 57.3
Other Income 83.4 53.1 49.6
Total revenue 1,832.4 1,856.0 1,669.3
Costs and expenses [Abstract]      
Salaries and wages 262.0 218.1 186.5
General and administrative 88.7 100.3 69.6
Sales and marketing 75.6 65.3 69.5
Provision for credit losses 481.4 8.4 556.9
Interest 166.6 164.2 192.0
Provision for claims 46.4 38.8 37.9
Loss on extinguishment of debt 0.0 0.0 7.4
Total costs and expenses 1,120.7 595.1 1,119.8
Income before provision for income taxes 711.7 1,260.9 549.5
Provision for income taxes 175.9 302.6 128.5
Net income $ 535.8 $ 958.3 $ 421.0
Net income per share [Abstract]      
Basic $ 39.50 $ 59.57 $ 23.57
Diluted $ 39.32 $ 59.52 $ 23.47
Weighted average Shares Outstanding [Abstract]      
Basic 13,563,885 16,085,823 17,858,935
Diluted 13,625,081 16,100,552 17,935,779