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Debt - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Mar. 07, 2019
Aug. 06, 2018
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2020
Sep. 30, 2022
Jun. 30, 2022
Dec. 31, 2021
Dec. 18, 2019
Debt Instrument [Line Items]                  
Maximum hedging reserve           $ 1.0      
Unamortized Debt Issuance Costs           $ (21.4)   $ (26.4)  
Percentage of collections on newer contributed loans           4.00%      
Percentage of collections on contributed loans           6.00%      
Monthly servicing fee per financing           6.00%      
Monthly servicing fee per newer financings           4.00%      
Mortgage note [1]           $ 9.0   9.7  
Repayment of senior notes         $ 148.2        
Senior notes           793.9   792.5  
Loss on extinguishment of debt     $ 7.4   $ 1.8        
Carrying Amount           4,625.9   4,616.3  
Senior Notes [Member]                  
Debt Instrument [Line Items]                  
Unamortized Debt Issuance Costs           (6.1)   (7.5)  
Carrying Amount           793.9   792.5  
Mortgages [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount   $ 12.0       12.0 [2]      
Unamortized Debt Issuance Costs           0.0   0.0  
Close date, secured financings   Aug. 06, 2018              
Mortgage note           $ 9.0   $ 9.7  
Debt maturity date   Aug. 06, 2023       Aug. 06, 2023 [2]      
Senior notes yield to maturity           4.06%   1.60%  
Carrying Amount           $ 9.0   $ 9.7  
Revolving Secured Line of Credit [Member]                  
Debt Instrument [Line Items]                  
Line of credit facility [3]           $ 410.0      
Percentage of net book value of loans           80.00%      
Unamortized Debt Issuance Costs [3]           $ 0.0   0.0  
Carrying Amount [3]           $ 188.9   $ 2.6  
Warehouse Facilities [Member]                  
Debt Instrument [Line Items]                  
Percentage of net book value of loans           80.00%      
Number of warehouse facilities           5      
Debt facility financing amount           $ 1,100.0      
Warehouse Facility II [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2],[4]           $ 400.0      
Debt maturity date [2],[5]           Apr. 30, 2024      
Senior notes yield to maturity           4.31%   0.00%  
Warehouse Facility IV [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2],[4]           $ 300.0      
Debt maturity date [2],[5]           May 20, 2025      
Senior notes yield to maturity           0.00%   0.00%  
Warehouse Facility V [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2],[4]           $ 125.0      
Debt maturity date [2],[6]           Dec. 18, 2023      
Senior notes yield to maturity           0.00%   0.00%  
Warehouse Facility VI [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2]           $ 75.0      
Debt maturity date [2],[5]           Sep. 30, 2024      
Senior notes yield to maturity           4.56%   0.00%  
Term ABS 2019-1 [Member]                  
Debt Instrument [Line Items]                  
Senior notes yield to maturity           0.00%   3.86%  
Term ABS 2019-2 [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2]           $ 500.0      
Debt financing close date           Aug. 28, 2019      
Debt maturity date [2],[7]           Aug. 15, 2025      
Senior notes yield to maturity           5.15%   3.13%  
Net Book Value Of Loans Pledged As Collateral           $ 625.1      
Term ABS 2019-3 [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2]           $ 351.7      
Debt financing close date           Nov. 21, 2019      
Debt maturity date [2],[5]           Nov. 15, 2021      
Senior notes yield to maturity           2.94%   2.58%  
Net Book Value Of Loans Pledged As Collateral           $ 439.6      
Term ABS 2020-1 [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2]           $ 500.0      
Debt financing close date           Feb. 20, 2020      
Debt maturity date [2],[5]           Feb. 15, 2022      
Senior notes yield to maturity           2.38%   2.18%  
Net Book Value Of Loans Pledged As Collateral           $ 625.1      
Term ABS 2020-2 [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2]           $ 481.8      
Debt financing close date           Jul. 23, 2020      
Debt maturity date [2],[5]           Jul. 15, 2022      
Senior notes yield to maturity           1.70%   1.65%  
Net Book Value Of Loans Pledged As Collateral           $ 602.3      
2021 Senior Notes [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount                 $ 300.0
Repayment of senior notes       $ 151.8          
Senior notes yield to maturity                 6.125%
2024 Senior Notes [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount           $ 400.0      
Debt maturity date           Dec. 31, 2024      
Senior notes           $ 400.0   $ 400.0 $ 400.0
Senior notes yield to maturity           5.125%   5.125% 5.125%
2026 Senior Notes [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount $ 400.0         $ 400.0      
Close date, secured financings Mar. 07, 2019                
Senior notes stated interest rate 6.625%                
Debt maturity date Mar. 15, 2026         Mar. 15, 2026      
Senior notes           $ 400.0   $ 400.0  
Senior notes yield to maturity           6.625%   6.625%  
2023 Senior Notes [Member]                  
Debt Instrument [Line Items]                  
Senior notes             $ 250.0    
Senior notes yield to maturity                 7.375%
Term ABS 2021-2 [Member]                  
Debt Instrument [Line Items]                  
Debt facility financing amount [2]           $ 500.0      
Debt financing close date           Feb. 18, 2021      
Debt maturity date [2],[5]           Feb. 15, 2023      
Senior notes yield to maturity           1.12%   1.12%  
Net Book Value Of Loans Pledged As Collateral           $ 625.1      
LIBOR [Member] | Mortgages [Member]                  
Debt Instrument [Line Items]                  
Debt Instrument, Basis Spread on Variable Rate [2],[4]           150.00%      
LIBOR [Member] | Warehouse Facility II [Member]                  
Debt Instrument [Line Items]                  
Debt Instrument, Basis Spread on Variable Rate [2],[4]           175.00%      
LIBOR [Member] | Warehouse Facility V [Member]                  
Debt Instrument [Line Items]                  
Debt Instrument, Basis Spread on Variable Rate [2],[4]           235.00%      
LIBOR [Member] | Warehouse Facility VI [Member]                  
Debt Instrument [Line Items]                  
Debt Instrument, Basis Spread on Variable Rate [2]           200.00%      
Prime Rate [Member] | Revolving Secured Line of Credit [Member]                  
Debt Instrument [Line Items]                  
Debt Instrument, Basis Spread on Variable Rate           87.50%      
[1] Measured at amortized cost with fair value disclosed.
[2] Financing made available only to a specified subsidiary of the Company.
[3] Excludes deferred debt issuance costs of $4.3 million and $3.6 million as of September 30, 2022 and December 31, 2021, respectively, which are included in other assets.
[4] Interest rate cap agreements are in place to limit the exposure to increasing interest rates
[5] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date based on the cash flows of the pledged assets.
[6] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2025 will be due on that date.
[7] Represents the revolving maturity date. The Company has the option to redeem and retire the indebtedness after the revolving maturity date. If we do not elect this option, the outstanding balance will amortize based on the cash flows of the pledged assets.