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Description of Business
 3 Months Ended
Mar. 31, 2022
Description Of Business [Abstract]  
Percentage of Consumer Loans Assigned with FICO Score of Less Than 650 or No FICO Score The following table shows the percentage of Consumer Loans assigned to us with either FICO® scores below 650 or no FICO® scores:
For the Three Months Ended September 30,For the Nine Months Ended September 30,
Consumer Loan Assignment Volume2022202120222021
Percentage of total unit volume with either FICO® scores below 650 or no FICO® scores
84.2 %88.9 %85.6 %92.4 %

In 2020, we began piloting an option that expanded our financing programs to consumers with higher credit ratings. In the fourth quarter of 2021, we made this option available to all Dealers. A portion of the reduction in the percentage of total unit volume with FICO® scores below 650 or no FICO® scores relates to Consumer Loans assigned under this option.
Schedule of Percentage of Consumer Loans Assigned Based on Unit Volumes The following table shows the percentage of Consumer Loans assigned to us as Dealer Loans and Purchased Loans for each of the last seven quarters:
Unit VolumeDollar Volume (1)
Three Months EndedDealer LoansPurchased LoansDealer LoansPurchased Loans
March 31, 202165.4 %34.6 %62.7 %37.3 %
June 30, 202166.9 %33.1 %64.0 %36.0 %
September 30, 202169.9 %30.1 %66.8 %33.2 %
December 31, 202171.8 %28.2 %68.0 %32.0 %
March 31, 202272.7 %27.3 %68.6 %31.4 %
June 30, 202274.0 %26.0 %70.4 %29.6 %
September 30, 202274.3 %25.7 %70.5 %29.5 %
(1)Represents advances paid to Dealers on Consumer Loans assigned under our Portfolio Program and one-time payments made to Dealers to purchase Consumer Loans assigned under our Purchase Program. Payments of Dealer Holdback (as defined below) and accelerated Dealer Holdback are not included.