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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Revenue:    
Finance charges $ 424.1 $ 424.9
Premiums earned 13.8 14.4
Other income 17.8 11.7
Total revenue 455.7 451.0
Costs and expenses:    
Salaries and wages 64.4 49.3
General and administrative 18.9 46.1
Sales and marketing 19.2 17.2
Provision for credit losses 23.3 21.3
Interest 36.5 43.8
Provision for claims 8.9 9.0
Total costs and expenses 171.2 186.7
Income before provision for income taxes 284.5 264.3
Provision for income taxes 70.2 62.2
Net income $ 214.3 $ 202.1
Net income per share:    
Basic (in usd per share) $ 15.02 $ 11.85
Diluted (in usd per share) $ 14.94 $ 11.82
Weighted average shares outstanding:    
Basic (in shares) 14,268,518 17,060,944
Diluted (in shares) 14,341,523 17,099,058