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Loans Receivable (Summary Of Information Related To New Consumer Loan Assignments) (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Contractual net cash flows at the time of assignment [1] $ 5,526.6 $ 6,658.1 $ 6,763.9
New Consumer Loan Assignments 4,430.0 [2] 5,131.6 [3] 5,305.0 [2]
Fair value at the time of assignment [4] 3,167.8 3,641.2 3,772.2
Provision for credit losses (8.4) (556.9) (76.4)
Expected future finance charges at the time of assignment [5] 1,627.3 2,009.0 1,532.8
Expected net Loan income at the time of assignment [6] 1,262.2 1,490.4 1,532.8
Dealer Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Contractual net cash flows at the time of assignment [1] 3,202.5 3,506.9 3,810.6
New Consumer Loan Assignments 2,880.9 [3] 3,113.4 [2] 3,396.1 [2]
Fair value at the time of assignment [4] 2,059.0 2,207.8 2,424.5
Provision for credit losses 28.2 (239.7) (65.9)
Expected future finance charges at the time of assignment [5] 975.0 1,115.3 971.6
Expected net Loan income at the time of assignment [6] 821.9 905.6 971.6
Purchased Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Contractual net cash flows at the time of assignment [1] 2,324.1 3,151.2 2,953.3
New Consumer Loan Assignments [3] 1,549.1 2,018.2 1,908.9
Fair value at the time of assignment [4] 1,108.8 1,433.4 1,347.7
Provision for credit losses (36.6) (317.2) (10.5)
Expected future finance charges at the time of assignment [5] 652.3 893.7 561.2
Expected net Loan income at the time of assignment [6] $ 440.3 $ 584.8 $ 561.2
[1] The Dealer Loans amount represents repayments that we were contractually owed at the time of assignment on Consumer Loans assigned under our Portfolio Program, less the related Dealer Holdback payments that we would be required to make if we collected all of the contractual repayments. The Purchased Loans amount represents repayments that we were contractually owed at the time of assignment on Consumer Loans assigned under our Purchase Program.
[2] The Dealer Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under our Portfolio Program, less the related Dealer Holdback payments that we expected to make. The Purchased Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under our Purchase Program.
[3] The Dealer Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under our Portfolio Program, less the related Dealer Holdback payments that we expected to make. The Purchased Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under our Purchase Program.
[4] The Dealer Loans amount represents advances paid to Dealers on Consumer Loans assigned under our Portfolio Program. The Purchased Loans amount represents one-time payments made to Dealers to purchase Consumer Loans assigned under our Purchase Program. The Loan amounts also represent the fair value at the time of assignment.
[5] Represents revenue that is expected to be recognized on a level-yield basis over the lives of the Loans.
[6] Represents the amount that expected net cash flows at the time of assignment (2) exceed Loans receivable at the time of assignment (3).