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Debt - USD ($)
3 Months Ended 6 Months Ended
Mar. 07, 2019
Aug. 06, 2018
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Jun. 30, 2021
Jun. 30, 2020
Dec. 18, 2019
Debt Instrument [Line Items]                      
Maximum hedging reserve     $ 1,000,000.0           $ 1,000,000.0    
Unamortized Debt Issuance Costs     (30,400,000)   $ (26,500,000)       $ (30,400,000)    
Percentage of collections on contributed loans                 6.00%    
Monthly servicing fee per financing                 6.00%    
Mortgage note [1]     10,100,000   10,500,000       $ 10,100,000    
Repayment of senior notes         148,200,000       0 $ 401,800,000  
Senior notes     791,500,000   790,600,000       791,500,000    
Loss on extinguishment of debt     0     $ 0 $ 7,400,000 $ 1,800,000 0 $ 7,400,000  
Debt covenants     1           1    
Carrying Amount     4,780,100,000   4,608,600,000       4,780,100,000    
Senior Notes [Member]                      
Debt Instrument [Line Items]                      
Unamortized Debt Issuance Costs     (8,500,000)   (9,400,000)       (8,500,000)    
Carrying Amount     791,500,000   790,600,000       791,500,000    
Mortgages [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount   $ 12,000,000.0 12,000,000.0 [2]           12,000,000.0 [2]    
Unamortized Debt Issuance Costs     0   0       0    
Close date, secured financings   Aug. 06, 2018                  
Mortgage note     $ 10,100,000   $ 10,500,000       $ 10,100,000    
Debt maturity date   Aug. 06, 2023             Aug. 06, 2023 [2]    
Senior notes yield to maturity     1.59%   1.65%       1.59%    
Carrying Amount     $ 10,100,000   $ 10,500,000       $ 10,100,000    
Revolving Secured Line of Credit [Member]                      
Debt Instrument [Line Items]                      
Line of credit facility [3]     340,000,000.0           $ 340,000,000.0    
Percentage of net book value of loans                 80.00%    
Unamortized Debt Issuance Costs [3]     0   0       $ 0    
Carrying Amount [3]     0   $ 95,900,000       $ 0    
Warehouse Facilities [Member]                      
Debt Instrument [Line Items]                      
Percentage of net book value of loans                 80.00%    
Number of warehouse facilities                 6    
Debt facility financing amount     1,250,000,000.0           $ 1,250,000,000.0    
Warehouse Facility II [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2],[4]     $ 400,000,000.0           $ 400,000,000.0    
Debt maturity date [2],[5]                 Apr. 30, 2024    
Senior notes yield to maturity     0.00%   1.90%       0.00%    
Warehouse Facility IV [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount     $ 300,000,000.0 [2],[4]   $ 300,000,000.0       $ 300,000,000.0 [2],[4]    
Debt maturity date [2],[5]                 Nov. 17, 2023    
Senior notes yield to maturity     0.00%   0.00%       0.00%    
Warehouse Facility V [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2],[4]     $ 125,000,000.0           $ 125,000,000.0    
Debt maturity date [2],[6]                 Dec. 18, 2023    
Senior notes yield to maturity     0.00%   0.00%       0.00%    
Warehouse Facility VI [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 75,000,000.0           $ 75,000,000.0    
Debt maturity date [2],[5]                 Sep. 30, 2022    
Senior notes yield to maturity     0.00%   0.00%       0.00%    
Warehouse Facility VII [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2],[4]     $ 150,000,000.0           $ 150,000,000.0    
Debt maturity date [2],[7]                 Dec. 16, 2021    
Senior notes yield to maturity     0.00%   0.00%       0.00%    
Term ABS 2017-3 [Member]                      
Debt Instrument [Line Items]                      
Senior notes yield to maturity     0.00%   3.41%       0.00%    
Term ABS 2018-1 [Member]                      
Debt Instrument [Line Items]                      
Senior notes yield to maturity     0.00%   3.61%       0.00%    
Term ABS 2018-2 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 450,000,000.0           $ 450,000,000.0    
Debt financing close date                 May 24, 2018    
Debt maturity date [2],[5]                 May 15, 2020    
Senior notes yield to maturity     4.11%   3.85%       4.11%    
Net Book Value Of Loans Pledged As Collateral     $ 562,600,000           $ 562,600,000    
Term ABS 2018-3 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 398,300,000           $ 398,300,000    
Debt financing close date                 Aug. 23, 2018    
Debt maturity date [2],[5]                 Aug. 17, 2020    
Senior notes yield to maturity     3.98%   3.78%       3.98%    
Net Book Value Of Loans Pledged As Collateral     $ 500,100,000           $ 500,100,000    
Term ABS 2019-1 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 402,500,000           $ 402,500,000    
Debt financing close date                 Feb. 21, 2019    
Debt maturity date [2],[5]                 Feb. 15, 2021    
Senior notes yield to maturity     3.61%   3.53%       3.61%    
Net Book Value Of Loans Pledged As Collateral     $ 503,100,000           $ 503,100,000    
Term ABS 2019-2 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 500,000,000.0           $ 500,000,000.0    
Debt financing close date                 Aug. 28, 2019    
Debt maturity date [2],[8]                 Aug. 15, 2022    
Senior notes yield to maturity     3.13%   3.13%       3.13%    
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000           $ 625,100,000    
Term ABS 2019-3 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 351,700,000           $ 351,700,000    
Debt financing close date                 Nov. 21, 2019    
Debt maturity date [2],[5]                 Nov. 15, 2021    
Senior notes yield to maturity     2.56%   2.56%       2.56%    
Net Book Value Of Loans Pledged As Collateral     $ 439,600,000           $ 439,600,000    
Term ABS 2020-1 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 500,000,000.0           $ 500,000,000.0    
Debt financing close date                 Feb. 20, 2020    
Debt maturity date [2],[5]                 Feb. 15, 2022    
Senior notes yield to maturity     2.18%   2.18%       2.18%    
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000           $ 625,100,000    
Term ABS 2020-2 [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount [2]     $ 481,800,000           $ 481,800,000    
Debt financing close date                 Jul. 23, 2020    
Debt maturity date [2],[9]                 Jul. 15, 2022    
Senior notes yield to maturity     1.65%   1.65%       1.65%    
Net Book Value Of Loans Pledged As Collateral     $ 602,300,000           $ 602,300,000    
2021 Senior Notes [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount                     $ 300,000,000.0
Repayment of senior notes       $ 151,800,000              
Senior notes yield to maturity                     6.125%
2024 Senior Notes [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount     400,000,000.0           $ 400,000,000.0    
Debt maturity date                 Dec. 31, 2024    
Senior notes     $ 400,000,000.0   $ 400,000,000.0       $ 400,000,000.0   $ 400,000,000.0
Senior notes yield to maturity     5.125%   5.125%       5.125%   5.125%
2026 Senior Notes [Member]                      
Debt Instrument [Line Items]                      
Debt facility financing amount $ 400,000,000.0   $ 400,000,000.0           $ 400,000,000.0    
Close date, secured financings Mar. 07, 2019                    
Senior notes stated interest rate 6.625%                    
Debt maturity date Mar. 15, 2026               Mar. 15, 2026    
Senior notes     $ 400,000,000.0   $ 400,000,000.0       $ 400,000,000.0    
Senior notes yield to maturity     6.625%   6.625%       6.625%    
2023 Senior Notes [Member]                      
Debt Instrument [Line Items]                      
Senior notes       $ 250,000,000.0              
Senior notes yield to maturity                     7.375%
LIBOR [Member] | Mortgages [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate [2],[4]                 150.00%    
LIBOR [Member] | Revolving Secured Line of Credit [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate                 187.50%    
LIBOR [Member] | Warehouse Facility II [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate [2],[4]                 175.00%    
LIBOR [Member] | Warehouse Facility IV [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate [2],[4]                 210.00%    
LIBOR [Member] | Warehouse Facility V [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate [2],[4]                 225.00%    
LIBOR [Member] | Warehouse Facility VI [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate [2]                 200.00%    
Prime Rate [Member] | Revolving Secured Line of Credit [Member]                      
Debt Instrument [Line Items]                      
Debt Instrument, Basis Spread on Variable Rate                 87.50%    
[1] Measured at amortized cost with fair value disclosed.
[2] Financing made available only to a specified subsidiary of the Company.
[3] Excludes deferred debt issuance costs of $2.5 million and $3.2 million as of June 30, 2021 and December 31, 2020, respectively, which are included in other assets.
[4] Interest rate cap agreements are in place to limit the exposure to increasing interest rates
[5] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date based on the cash flows of the pledged assets.
[6] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2025 will be due on that date.
[7] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2023 will be due on that date.
[8] Represents the revolving maturity date. The Company has the option to redeem and retire the indebtedness after the revolving maturity date. If we do not elect this option, the outstanding balance will amortize based on the cash flows of the pledged assets.
[9] The Dealer Loans amount represents advances paid to Dealers on Consumer Loans assigned under our Portfolio Program. The Purchased Loans amount represents one-time payments made to Dealers to purchase Consumer Loans assigned under our Purchase Program.