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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Revenue:        
Finance charges $ 445.4 $ 378.2 $ 870.3 $ 740.1
Premiums earned 15.8 14.2 30.2 27.1
Other income 10.5 13.9 22.2 28.2
Total revenue 471.7 406.3 922.7 795.4
Costs and expenses:        
Salaries and wages 38.4 48.8 87.7 93.8
General and administrative 16.9 14.6 63.0 29.6
Sales and marketing 14.9 18.2 32.1 37.3
Provision for credit losses (30.5) 139.4 (9.2) 494.1
Interest 42.0 48.2 85.8 100.1
Provision for claims 10.3 9.3 19.3 18.1
Loss on extinguishment of debt 0.0 0.0 0.0 7.4
Total costs and expenses 92.0 278.5 278.7 780.4
Income before provision for income taxes 379.7 127.8 644.0 15.0
Provision for income taxes 91.1 31.4 153.3 2.4
Net income $ 288.6 $ 96.4 $ 490.7 $ 12.6
Net income per share:        
Basic (in usd per share) $ 17.19 $ 5.40 $ 28.99 $ 0.70
Diluted (in usd per share) $ 17.18 $ 5.40 $ 28.96 $ 0.70
Weighted average shares outstanding:        
Basic (in shares) 16,790,189 17,844,785 16,924,014 18,015,125
Diluted (in shares) 16,794,279 17,847,050 16,944,900 18,035,167