Reinsurance

6 Months Ended

Jun. 30, 2021

Insurance [Abstract]

Summary of Reinsurance Activity

A summary of reinsurance activity is as follows:

(In millions)	For the Three Months Ended  June 30,				For the Six Months Ended  June 30,
	2021		2020		2021		2020
Net assumed written premiums	$	15.1	$	17.3	$	33.8	$	34.6
Net premiums earned	15.8		14.2		30.2		27.1
Provision for claims	10.3		9.3		19.3		18.1
Amortization of capitalized acquisition costs	0.4		0.2		0.8		0.6

Schedule of Trust Assets and Reinsurance Liabilities

The trust assets and related reinsurance liabilities are as follows:

(In millions)		As of
	Balance Sheet location	June 30, 2021		December 31, 2020
Trust assets	Restricted cash and cash equivalents	$	0.7	$	0.7
Trust assets	Restricted securities available for sale	69.3		66.1
Unearned premium	Accounts payable and accrued liabilities	52.1		48.5
Claims reserve (1)	Accounts payable and accrued liabilities	2.5		2.3

(1)    The claims reserve represents our liability for incurred-but-not-reported claims and is estimated based on historical claims experience.