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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Revenue:    
Finance charges $ 424.9 $ 361.9
Premiums earned 14.4 12.9
Other income 11.7 14.3
Total revenue 451.0 389.1
Costs and expenses:    
Salaries and wages 49.3 45.0
General and administrative 46.1 15.0
Sales and marketing 17.2 19.1
Provision for credit losses 21.3 354.7
Interest 43.8 51.9
Provision for claims 9.0 8.8
Loss on extinguishment of debt 0.0 7.4
Total costs and expenses 186.7 501.9
Income (loss) before provision (benefit) for income taxes 264.3 (112.8)
Provision (benefit) for income taxes 62.2 (29.0)
Net income (loss) $ 202.1 $ (83.8)
Net income (loss) per share:    
Basic (in usd per share) $ 11.85 $ (4.61)
Diluted (in usd per share) $ 11.82 $ (4.61)
Weighted average shares outstanding:    
Basic (in shares) 17,060,944 18,185,465
Diluted (in shares) 17,099,058 18,185,465