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Consolidated Statements Of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Revenues [Abstract]      
Finance Charges Revenue $ 1,562.4 $ 1,369.4 $ 1,176.8
Premiums earned 57.3 51.0 46.6
Other Income 49.6 68.6 62.4
Total revenue 1,669.3 1,489.0 1,285.8
Costs and expenses [Abstract]      
Salaries and wages 186.5 193.3 167.8
General and administrative 69.6 65.1 55.7
Sales and marketing 69.5 70.2 67.7
Provision for credit losses 556.9 76.4 56.9
Interest 192.0 196.2 156.6
Provision for claims 37.9 30.1 26.0
Loss on extinguishment of debt 7.4 1.8 0.0
Total costs and expenses 1,119.8 633.1 530.7
Income before provision for income taxes 549.5 855.9 755.1
Provision for income taxes 128.5 199.8 181.1
Net income $ 421.0 $ 656.1 $ 574.0
Net income per share [Abstract]      
Basic $ 23.57 $ 34.71 $ 29.52
Diluted $ 23.47 $ 34.57 $ 29.39
Weighted average Shares Outstanding [Abstract]      
Basic 17,858,935 18,900,256 19,446,067
Diluted 17,935,779 18,976,560 19,532,312