Consolidated Balance Sheets - USD ($) $ in Millions		Dec. 31, 2020		Dec. 31, 2019
ASSETS:
Cash and cash equivalents		$ 16.0		$ 187.4
Restricted cash and cash equivalents		380.2		330.3
Restricted securities available for sale	[1]	66.1		59.3
Loans receivable (including $1.4 from affiliates as of December 31, 2016)		10,124.8	[2],[3]	7,221.2
Allowance for credit losses		(3,336.9)		(536.0)
Loans receivable, net		6,787.9		6,685.2
Property and equipment, net		59.4		59.7
Income taxes receivable		147.0		66.2
Other assets		32.4		35.1
Total Assets		7,489.0		7,423.2
Liabilities:
Accounts payable and accrued liabilities		186.7		206.4
Revolving secured line of credit		95.9		0.0
Secured financing		3,711.6		3,339.7
Senior notes		790.6		1,187.8
Other Borrowings	[4]	10.5		11.3
Deferred income taxes, net		391.0		322.5
Income taxes payable		0.2		0.2
Total Liabilities		5,186.5		5,067.9
Shareholders' Equity:
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued		0.0		0.0
Common stock, $0.01 par value, 80,000,000 shares authorized, 17,092,432 and 18,352,779 shares issued and outstanding as of December 31, 2020 and December 31, 2019, respectively		0.2		0.2
Paid-in capital		161.9		157.7
Retained earnings		2,138.8		2,196.6
Accumulated other comprehensive loss		1.6		0.8
Total Shareholders' Equity		2,302.5		2,355.3
Total Liabilities and Shareholders' Equity		$ 7,489.0		$ 7,423.2
Preferred stock, par value		$ 0.01
Preferred stock, shares authorized		1,000,000
Preferred stock, shares issued		0
Common stock, par value		$ 0.01
Common stock, shares authorized		80,000,000
Common stock, shares issued		17,092,432		18,352,779
Common stock, shares outstanding		17,092,432		18,352,779

[1] Measured at fair value on a recurring basis.

[2] As Consumer Loans are aggregated by Dealer for purposes of recognizing revenue and measuring credit losses, the Dealer Loan amount was estimated by allocating the balance of each Dealer Loan to the underlying Consumer Loans based on the forecasted future collections of each Consumer Loan.

[3] As certain Consumer Loans are aggregated by Dealer or month of purchase for purposes of recognizing revenue and measuring credit losses, the Purchased Loan amount was estimated by allocating the balance of certain Purchased Loans to the underlying Consumer Loans based on the forecasted future collections of each Consumer Loan.

[4] Measured at amortized cost with fair value disclosed.