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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Revenue:        
Finance Charges Revenue $ 378.2 $ 341.5 $ 740.1 $ 663.4
Premiums earned 14.2 13.1 27.1 25.3
Other income 13.9 16.0 28.2 35.7
Total revenue 406.3 370.6 795.4 724.4
Costs and expenses:        
Salaries and wages 48.8 47.3 93.8 96.0
General and administrative 14.6 16.8 29.6 30.7
Sales and marketing 18.2 17.7 37.3 36.5
Provision for credit losses 139.4 15.4 494.1 29.9
Interest 48.2 49.8 100.1 94.8
Provision for claims 9.3 8.3 18.1 14.9
Loss on Extinguishment of Debt 0.0 0.0 7.4 0.0
Total costs and expenses 278.5 155.3 780.4 302.8
Income before provision for income taxes 127.8 215.3 15.0 421.6
Provision for income taxes 31.4 50.9 2.4 92.8
Net income $ 96.4 $ 164.4 $ 12.6 $ 328.8
Net income per share:        
Basic (in usd per share) $ 5.40 $ 8.68 $ 0.70 $ 17.35
Diluted (in usd per share) $ 5.40 $ 8.68 $ 0.70 $ 17.33
Weighted average shares outstanding:        
Basic (in shares) 17,844,785 18,944,672 18,015,125 18,949,902
Diluted (in shares) 17,847,050 18,949,962 18,035,167 18,976,289