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Debt (Narrative) (Details) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Mar. 07, 2019
Aug. 06, 2018
Mar. 31, 2020
Mar. 31, 2019
Sep. 30, 2019
Dec. 31, 2019
Dec. 18, 2019
Debt Instrument [Line Items]              
Maximum hedging reserve     $ 1,000,000.0        
Unamortized Debt Issuance Costs     (27,600,000)     $ (29,100,000)  
Percentage of collections on contributed loans         6.00%    
Monthly servicing fee per financing         6.00%    
Mortgage note [1]     11,100,000     11,300,000  
Repayment of senior notes     401,800,000 $ 0   148,200,000  
Senior notes     789,200,000     1,187,800,000  
Proceeds from issuance of senior notes     0 400,000,000.0      
Loss on Extinguishment of Debt     7,400,000 $ 0   1,800,000  
Debt covenants     1        
Unamortized Discount     0     (800,000)  
Carrying Amount     4,837,800,000     4,538,800,000  
Senior Notes [Member]              
Debt Instrument [Line Items]              
Unamortized Debt Issuance Costs     (10,800,000)     (13,200,000)  
Unamortized Discount     0     (800,000)  
Carrying Amount     789,200,000     1,187,800,000  
Mortgages [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount   $ 12,000,000.0 $ 12,000,000.0 [2]        
Debt Instrument, Issuer [2]     Chapter 4 Properties, LLC        
Unamortized Debt Issuance Costs     $ 0     0  
Close date, secured financings   Aug. 06, 2018          
Mortgage note     $ 11,100,000     $ 11,300,000  
Debt maturity date   Aug. 06, 2023 Aug. 06, 2023 [2]        
Senior notes yield to maturity     3.08%     3.21%  
Unamortized Discount     $ 0     $ 0  
Carrying Amount     11,100,000     11,300,000  
Revolving Secured Line of Credit [Member]              
Debt Instrument [Line Items]              
Line of credit facility     $ 340,000,000.0        
Percentage of net book value of loans         80.00%    
Debt Instrument, Issuer     n/a        
Unamortized Debt Issuance Costs [3]     $ 0     0  
Unamortized Discount [3]     0     0  
Carrying Amount [3]     79,900,000     $ 0  
Warehouse Facilities [Member]              
Debt Instrument [Line Items]              
Percentage of net book value of loans         80.00%    
Number of warehouse facilities         6    
Debt facility financing amount     1,225,000,000.0        
Warehouse Facility II [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2],[4]     $ 400,000,000.0        
Debt Instrument, Issuer [2]     CAC Warehouse Funding Corp. II        
Debt maturity date [2],[5]     Jul. 12, 2022        
Senior notes yield to maturity     3.33%     0.00%  
Warehouse Facility IV [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount     $ 300,000,000.0 [2],[4]     $ 300,000,000.0  
Debt Instrument, Issuer [2]     CAC Warehouse Funding LLC IV        
Debt maturity date [2],[5]     Jul. 26, 2022        
Senior notes yield to maturity     0.00%     0.00%  
Warehouse Facility V [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2],[4]     $ 100,000,000.0        
Debt Instrument, Issuer [2]     CAC Warehouse Funding LLC V        
Debt maturity date [2],[6]     Aug. 17, 2021        
Senior notes yield to maturity     3.48%     0.00%  
Warehouse Facility VI [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 75,000,000.0        
Debt Instrument, Issuer [2]     CAC Warehouse Funding LLC VI        
Debt maturity date [2],[5]     Sep. 30, 2022        
Senior notes yield to maturity     0.00%     0.00%  
Warehouse Facility VII [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2],[4]     $ 150,000,000.0        
Debt Instrument, Issuer [2]     CAC Warehouse Funding LLC VII        
Debt maturity date [2],[7]     Dec. 16, 2021        
Senior notes yield to maturity     3.64%     0.00%  
Term ABS 2016-3 [Member]              
Debt Instrument [Line Items]              
Senior notes yield to maturity     0.00%     3.60%  
Term ABS 2017-1 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 350,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2017-1        
Debt financing close date     Feb. 23, 2017        
Debt maturity date [2],[5]     Feb. 15, 2019        
Senior notes yield to maturity     3.36%     3.19%  
Net Book Value Of Loans Pledged As Collateral     $ 437,800,000        
Term ABS 2017-2 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 450,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2017-2        
Debt financing close date     Jun. 29, 2017        
Debt maturity date [2],[5]     Jun. 17, 2019        
Senior notes yield to maturity     2.94%     2.83%  
Net Book Value Of Loans Pledged As Collateral     $ 563,200,000        
Term ABS 2017-3 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 350,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2017-3        
Debt financing close date     Oct. 26, 2017        
Debt maturity date [2],[5]     Oct. 15, 2019        
Senior notes yield to maturity     2.98%     2.91%  
Net Book Value Of Loans Pledged As Collateral     $ 437,600,000        
Term ABS 2018-1 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 500,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2018-1        
Debt financing close date     Feb. 22, 2018        
Debt maturity date [2],[5]     Feb. 17, 2020        
Senior notes yield to maturity     3.26%     3.24%  
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000        
Term ABS 2018-2 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 450,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2018-2        
Debt financing close date     May 24, 2018        
Debt maturity date [2],[5]     May 15, 2020        
Senior notes yield to maturity     3.68%     3.68%  
Net Book Value Of Loans Pledged As Collateral     $ 562,600,000        
Term ABS 2018-3 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 398,300,000        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2018-3        
Debt financing close date     Aug. 23, 2018        
Debt maturity date [2],[5]     Aug. 17, 2020        
Senior notes yield to maturity     3.72%     3.72%  
Net Book Value Of Loans Pledged As Collateral     $ 500,100,000        
Term ABS 2019-1 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 402,500,000        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2019-1        
Debt financing close date     Feb. 21, 2019        
Debt maturity date [2],[5]     Feb. 15, 2021        
Senior notes yield to maturity     3.53%     3.53%  
Net Book Value Of Loans Pledged As Collateral     $ 503,100,000        
Term ABS 2019-2 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 500,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2019-2        
Debt financing close date     Aug. 28, 2019        
Debt maturity date [2],[8]     Aug. 15, 2022        
Senior notes yield to maturity     3.13%     3.13%  
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000        
Term ABS 2019-3 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 351,700,000        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2019-3        
Debt financing close date     Nov. 21, 2019        
Debt maturity date [2],[5]     Nov. 15, 2021        
Senior notes yield to maturity     2.56%     2.56%  
Net Book Value Of Loans Pledged As Collateral     $ 439,600,000        
Term ABS 2020-1 [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount [2]     $ 500,000,000.0        
Debt Instrument, Issuer [2]     Credit Acceptance Funding LLC 2020-1        
Debt financing close date     Feb. 20, 2020        
Debt maturity date [2],[5]     Feb. 15, 2022        
Senior notes yield to maturity     2.18%        
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000        
2021 Senior Notes [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount             $ 300,000,000.0
Senior notes     $ 0     $ 151,800,000  
Senior notes yield to maturity     0.00%     6.125% 6.125%
2024 Senior Notes [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount     $ 400,000,000.0        
Debt Instrument, Issuer     n/a        
Debt maturity date     Dec. 31, 2024        
Senior notes     $ 400,000,000.0     $ 400,000,000.0 $ 400,000,000.0
Senior notes yield to maturity     5.125%     5.125% 5.125%
2026 Senior Notes [Member]              
Debt Instrument [Line Items]              
Debt facility financing amount $ 400,000,000.0   $ 400,000,000.0        
Debt Instrument, Issuer     n/a        
Close date, secured financings Mar. 07, 2019            
Senior notes stated interest rate 6.625%            
Debt maturity date Mar. 15, 2026   Mar. 15, 2026        
Senior notes     $ 400,000,000.0     $ 400,000,000.0  
Senior notes yield to maturity     6.625%     6.625%  
LIBOR [Member] | Mortgages [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate [2],[4]     15000.00%        
LIBOR [Member] | Revolving Secured Line of Credit [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate     18750.00%        
LIBOR [Member] | Warehouse Facility II [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate [2],[4]     17500.00%        
LIBOR [Member] | Warehouse Facility IV [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate [2],[4]     20000.00%        
LIBOR [Member] | Warehouse Facility V [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate [2],[4]     19000.00%        
LIBOR [Member] | Warehouse Facility VI [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate [2]     20000.00%        
Prime Rate [Member] | Revolving Secured Line of Credit [Member]              
Debt Instrument [Line Items]              
Debt Instrument, Basis Spread on Variable Rate     8750.00%        
[1]
Measured at amortized cost with fair value disclosed.
[2]
Financing made available only to a specified subsidiary of the Company.
[3]
Excludes deferred debt issuance costs of $2.8 million and $3.2 million as of March 31, 2020 and December 31, 2019, respectively, which are included in other assets.
[4] Interest rate cap agreements are in place to limit the exposure to increasing interest rates
[5]
Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date based on the cash flows of the pledged assets.
[6]
Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on August 17, 2023 will be due on that date.
[7]
Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2023 will be due on that date.
[8]
Represents the revolving maturity date. The Company has the option to redeem and retire the indebtedness after the revolving maturity date. If we do not elect this option, the outstanding balance will amortize based on the cash flows of the pledged assets.