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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Revenue:    
Finance Charges Revenue $ 361.9 $ 321.9
Premiums earned 12.9 12.2
Other income 14.3 19.7
Total revenue 389.1 353.8
Costs and expenses:    
Salaries and wages 45.0 48.7
General and administrative 15.0 13.9
Sales and marketing 19.1 18.8
Provision for credit losses 354.7 14.5
Interest 51.9 45.0
Provision for claims 8.8 6.6
Loss on Extinguishment of Debt 7.4 0.0
Total costs and expenses 501.9 147.5
Income (loss) before provision for income taxes (112.8) 206.3
Provision (benefit) for income taxes (29.0) 41.9
Net income (loss) $ (83.8) $ 164.4
Net income (loss) per share:    
Basic (in usd per share) $ (4.61) $ 8.67
Diluted (in usd per share) $ (4.61) $ 8.65
Weighted average shares outstanding:    
Basic (in shares) 18,185,465 18,955,191
Diluted (in shares) 18,185,465 19,004,498