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Document And Entity Information - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Feb. 04, 2020
Jun. 30, 2019
Document And Entity Information [Abstract]      
Document Type 10-K    
Document Annual Report true    
Document Transition Report false    
Entity File Number 000-20202    
Entity Registrant Name CREDIT ACCEPTANCE CORP    
Entity Incorporation, State or Country Code MI    
Entity Tax Identification Number 38-1999511    
Entity Address, Address Line One 25505 W. Twelve Mile Road    
Entity Address, City or Town Southfield,    
Entity Address, State or Province MI    
Entity Address, Postal Zip Code 48034-8339    
Entity Central Index Key 0000885550    
City Area Code 248    
Local Phone Number 353-2700    
Title of 12(b) Security Common Stock, $0.01 par value    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer Yes    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Large Accelerated Filer    
Entity Small Business false    
Entity Emerging Growth Company false    
Entity Shell Company false    
Entity Public Float     $ 4,959.0
Entity Common Stock, Shares Outstanding   18,151,092  
Current Fiscal Year End Date --12-31    
Document Period End Date Dec. 31, 2019    
Document Fiscal Year Focus 2019    
Document Fiscal Period Focus FY    
Amendment Flag false    
Trading Symbol CACC