0000885550-19-000086.txt : 20191209 0000885550-19-000086.hdr.sgml : 20191209 20191209171440 ACCESSION NUMBER: 0000885550-19-000086 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 16 CONFORMED PERIOD OF REPORT: 20191209 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20191209 DATE AS OF CHANGE: 20191209 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CREDIT ACCEPTANCE CORP CENTRAL INDEX KEY: 0000885550 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] IRS NUMBER: 381999511 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-20202 FILM NUMBER: 191275977 BUSINESS ADDRESS: STREET 1: 25505 WEST TWELVE MILE ROAD CITY: SOUTHFIELD STATE: MI ZIP: 48034-8334 BUSINESS PHONE: 2483532700 MAIL ADDRESS: STREET 1: 25505 WEST TWELVE MILE ROAD CITY: SOUTHFIELD STATE: MI ZIP: 48034-8334 FORMER COMPANY: FORMER CONFORMED NAME: CREDIT ACCEPTANCE CORPORATION DATE OF NAME CHANGE: 19930328 8-K 1 cacc8k20191209.htm 8-K Document
false0000885550 0000885550 2019-12-09 2019-12-09


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):   December 9, 2019

CREDIT ACCEPTANCE CORPORATION
(Exact name of registrant as specified in its charter)

Michigan
 
000-20202
 
38-1999511
(State or other jurisdiction of incorporation)
 
(Commission File Number)
 
(IRS Employer Identification No.)
 
 
 
 
 
 
  25505 West Twelve Mile Road
 
 
 
 
Southfield,
Michigan
 
 
 
48034-8339
  (Address of principal executive offices)
 
 
 
(Zip Code)

Registrant’s telephone number, including area code:   (248) 353-2700
 
Not Applicable
 
(Former name or former address, if changed since last report.)

Securities registered pursuant to Section 12(b) of the Act:
Title of each class
 
Trading symbol(s)
 
   Name of each exchange on which registered
Common Stock, $.01 par value
 
CACC
 
The Nasdaq Stock Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o







Item 8.01    Other Events.

On December 9, 2019, Credit Acceptance Corporation (the “Company”) issued press releases announcing (i) that the Company plans to offer $400 million of senior notes due 2024 to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Offering”), and (ii) the pricing of $400 million of the Company’s 5.125% senior notes due 2024 in the Offering. The press releases are attached as Exhibit 99.1 and Exhibit 99.2, respectively, to this Current Report on Form 8-K and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.
Exhibit No.
Description
Press release dated December 9, 2019 announcing senior notes offering.
Press release dated December 9, 2019 announcing pricing of senior notes offering.
104
Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document







SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


 
CREDIT ACCEPTANCE CORPORATION
 
 
 
 
 
Date: December 9, 2019
By:
/s/ Douglas W. Busk
 
 
 
Douglas W. Busk
 
 
 
Senior Vice President and Treasurer
 
 
 
 
 




EX-99.1 2 cacc8k20191209pr.htm EXHIBIT 99.1 Exhibit
        

Credit Acceptance
25505 West Twelve Mile Road
Southfield, MI 48034-8339
(248) 353-2700
creditacceptance.com



NEWS RELEASE

Date: December 9, 2019

Investor Relations: Douglas W. Busk
Senior Vice President and Treasurer
(248) 353-2700 Ext. 4432
IR@creditacceptance.com

Nasdaq Symbol: CACC


CREDIT ACCEPTANCE ANNOUNCES
$400 MILLION SENIOR NOTES OFFERING

Southfield, Michigan – December 9, 2019 – Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that it plans to offer $400 million of senior notes due 2024 (the “notes”). We intend to use the net proceeds from the offering of the notes, together with borrowings under our revolving credit facility and cash on hand to the extent available, to fund (i) our concurrent cash tender offer for any and all of our $300 million outstanding senior notes due 2021 (the “2021 notes”), (ii) the redemption, in accordance with the terms of the indenture governing the 2021 notes, of any of the 2021 notes that remain outstanding after completion of tender offer, (iii) the redemption in full of all of our $250 million outstanding senior notes due 2023 (the “2023 notes”), on or around (but not before) March 15, 2020, in accordance with the terms of the indenture governing the 2023 notes and (iv) the payment of fees and expenses in connection with the foregoing. Pending this application of the net proceeds from the offering, the net proceeds may be invested in short-term investments or applied to repay borrowings under our revolving credit facility without reducing the lenders’ commitments thereunder.

The notes will be offered only to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”). This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, the notes in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. The notes will not be registered under the Securities Act and may not be offered or sold in the United States or to U.S. persons absent registration or an applicable exemption from registration requirements. This press release is not an offer to purchase or a solicitation of an offer to sell the 2021 notes or the 2023 notes. This press release does not constitute a notice of redemption with respect to the 2021 notes or the 2023 notes or an obligation to issue any such notice of redemption.

Cautionary Statement Regarding Forward-Looking Information

Statements in this release that are not historical facts, such as those using terms like “may,” “will,” “should,” “believe,” “expect,” “anticipate,” “assume,” “forecast,” “estimate,” “intend,” “plan,” “target” and those regarding our future results, plans and objectives, are “forward-looking statements” within the meaning of the federal securities laws. These forward-looking statements, which include statements concerning the offering of the notes and application of net proceeds therefrom, represent our outlook only as of the date of this release. Actual results could differ materially from these forward-looking statements since the statements are based on our current expectations, which are subject to risks and uncertainties. We do not undertake, and expressly disclaim any obligation, to update or alter our statements whether as a result of new information, future events or otherwise, except as required by applicable law.


EX-99.2 3 cacc8k20191209pr2.htm EXHIBIT 99.2 Exhibit


Credit Acceptance
25505 West Twelve Mile Road
Southfield, MI 48034-8339
(248) 353-2700
creditacceptance.com


NEWS RELEASE


Date: December 9, 2019

Investor Relations: Douglas W. Busk
Senior Vice President and Treasurer
(248) 353-2700 Ext. 4432
IR@creditacceptance.com

Nasdaq Symbol: CACC


CREDIT ACCEPTANCE ANNOUNCES PRICING OF
$400 MILLION SENIOR NOTES OFFERING

Southfield, Michigan – December 9, 2019 – Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that it priced $400 million of its 5.125% senior notes due 2024 (the “notes”) in its previously announced offering. The issue price is 100% of the principal amount of the notes. The closing of the sale of the notes is expected to occur on or about December 18, 2019, subject to customary closing conditions. We intend to use the net proceeds from the offering of the notes, together with borrowings under our revolving credit facility and cash on hand to the extent available, to fund (i) our concurrent cash tender offer for any and all of our $300 million outstanding senior notes due 2021 (the “2021 notes”), (ii) the redemption, in accordance with the terms of the indenture governing the 2021 notes, of any of the 2021 notes that remain outstanding after completion of tender offer, (iii) the redemption in full of all of our $250 million outstanding senior notes due 2023 (the “2023 notes”), on or around (but not before) March 15, 2020, in accordance with the terms of the indenture governing the 2023 notes and (iv) the payment of fees and expenses in connection with the foregoing. Pending this application of the net proceeds from the offering, the net proceeds may be invested in short-term investments or applied to repay borrowings under our revolving credit facility without reducing the lenders’ commitments thereunder.

The notes will be offered only to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”). This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, the notes in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. The notes will not be registered under the Securities Act and may not be offered or sold in the United States or to U.S. persons absent registration or an applicable exemption from registration requirements. This press release is not an offer to purchase or a solicitation of an offer to sell the 2021 notes or the 2023 notes. This press release does not constitute a notice of redemption with respect to the 2021 notes or the 2023 notes or an obligation to issue any such notice of redemption.

Cautionary Statement Regarding Forward-Looking Information

Statements in this release that are not historical facts, such as those using terms like “may,” “will,” “should,” “believe,” “expect,” “anticipate,” “assume,” “forecast,” “estimate,” “intend,” “plan,” “target” and those regarding our future results, plans and objectives, are “forward-looking statements” within the meaning of the federal securities laws. These forward-looking statements, which include statements concerning completion of the offering of the notes and application of net proceeds therefrom, represent our outlook only as of the date of this release. Actual results could differ materially from these forward-looking statements since the statements are based on our current expectations, which are subject to risks and uncertainties. We do not undertake, and expressly disclaim any obligation, to update or alter our statements whether as a result of new information, future events or otherwise, except as required by applicable law.


EX-101.SCH 4 cacc-20191209.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0001000 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 5 cacc-20191209_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 6 cacc-20191209_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 7 cacc-20191209_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Cover page. Document Type Document Type Document Period End Date Document Period End Date Entity Registrant Name Entity Registrant Name Entity Central Index Key Entity Central Index Key Amendment Flag Amendment Flag Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity File Number Entity File Number Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Title of 12(b) Security Title of 12(b) Security Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Written Communications Written Communications Soliciting Material Soliciting Material Pre-commencement Tender Offer Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Entity Emerging Growth Company Entity Emerging Growth Company EX-101.PRE 8 cacc-20191209_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT XML 9 R1.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Cover
Dec. 09, 2019
Cover page.  
Document Type 8-K
Document Period End Date Dec. 09, 2019
Entity Registrant Name CREDIT ACCEPTANCE CORP
Entity Central Index Key 0000885550
Amendment Flag false
Entity Incorporation, State or Country Code MI
Entity File Number 000-20202
Entity Tax Identification Number 38-1999511
Entity Address, Address Line One   25505 West Twelve Mile Road
Entity Address, City or Town Southfield,
Entity Address, State or Province MI
Entity Address, Postal Zip Code 48034-8339
City Area Code 248
Local Phone Number 353-2700
Title of 12(b) Security Common Stock, $.01 par value
Trading Symbol CACC
Security Exchange Name NASDAQ
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Entity Emerging Growth Company false
EXCEL 10 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 11 FilingSummary.xml IDEA: XBRL DOCUMENT 3.19.3.a.u2 html 1 97 1 false 0 0 false 0 false false R1.htm 0001000 - Document - Cover Sheet http://www.creditacceptance.com/role/Cover Cover Cover 1 false false All Reports Book All Reports cacc8k20191209.htm cacc-20191209.xsd cacc-20191209_cal.xml cacc-20191209_def.xml cacc-20191209_lab.xml cacc-20191209_pre.xml cacc8k20191209pr.htm cacc8k20191209pr2.htm http://xbrl.sec.gov/dei/2019-01-31 true true XML 12 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 13 cacc8k20191209_htm.xml IDEA: XBRL DOCUMENT 0000885550 2019-12-09 2019-12-09 false 0000885550 8-K 2019-12-09 CREDIT ACCEPTANCE CORP MI 000-20202 38-1999511   25505 West Twelve Mile Road Southfield, MI 48034-8339 248 353-2700 Common Stock, $.01 par value CACC NASDAQ false false false false false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "cacc8k20191209.htm": { "axisCustom": 0, "axisStandard": 0, "contextCount": 1, "dts": { "calculationLink": { "local": [ "cacc-20191209_cal.xml" ] }, "definitionLink": { "local": [ "cacc-20191209_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml", "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml" ] }, "inline": { "local": [ "cacc8k20191209.htm" ] }, "labelLink": { "local": [ "cacc-20191209_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml" ] }, "presentationLink": { "local": [ "cacc-20191209_pre.xml" ] }, "referenceLink": { "remote": [ "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml" ] }, "schema": { "local": [ "cacc-20191209.xsd" ], "remote": [ "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd", "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd", "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd", "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd", "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd", "https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd", "http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd", "http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd", "http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd", "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 23, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2019-01-31": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 97, "memberCustom": 0, "memberStandard": 0, "nsprefix": "cacc", "nsuri": "http://www.creditacceptance.com/20191209", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "cacc8k20191209.htm", "contextRef": "D2019Q4SDTO", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0001000 - Document - Cover", "role": "http://www.creditacceptance.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "cacc8k20191209.htm", "contextRef": "D2019Q4SDTO", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cover page.", "label": "Cover page." } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r5" ], "lang": { "en-US": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r5" ], "lang": { "en-US": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r5" ], "lang": { "en-US": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r5" ], "lang": { "en-US": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r2" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer", "terseLabel": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer", "terseLabel": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r1" ], "lang": { "en-US": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r4" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material", "terseLabel": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications", "terseLabel": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.creditacceptance.com/role/Cover" ], "xbrltype": "booleanItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r5": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" } }, "version": "2.1" } XML 15 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} ZIP 16 0000885550-19-000086-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000885550-19-000086-xbrl.zip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