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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Revenue:        
Finance Charges Revenue $ 349.9 $ 303.0 $ 1,013.3 $ 863.0
Premiums earned 12.9 12.2 38.2 34.2
Other income 15.9 16.8 51.6 45.8
Total revenue 378.7 332.0 1,103.1 943.0
Costs and expenses:        
Salaries and wages 47.9 41.1 143.9 123.3
General and administrative 17.2 14.1 47.9 41.3
Sales and marketing 16.6 16.3 53.1 51.3
Provision for credit losses 19.3 14.0 49.2 39.2
Interest 50.4 41.1 145.2 114.3
Provision for claims 8.2 7.0 23.1 19.5
Total costs and expenses 159.6 133.6 462.4 388.9
Income before provision for income taxes 219.1 198.4 640.7 554.1
Provision for income taxes 53.7 47.4 146.5 132.0
Net income $ 165.4 $ 151.0 $ 494.2 $ 422.1
Net income per share:        
Basic (in usd per share) $ 8.73 $ 7.76 $ 26.08 $ 21.69
Diluted (in usd per share) $ 8.73 $ 7.75 $ 26.06 $ 21.68
Weighted average shares outstanding:        
Basic (in shares) 18,944,672 19,465,563 18,948,140 19,456,389
Diluted (in shares) 18,950,866 19,473,978 18,967,552 19,472,197