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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Revenue:        
Finance Charges Revenue $ 341.5 $ 289.7 $ 663.4 $ 560.0
Premiums earned 13.1 11.7 25.3 22.0
Other income 16.0 14.0 35.7 29.0
Total revenue 370.6 315.4 724.4 611.0
Costs and expenses:        
Salaries and wages 47.3 39.7 96.0 82.2
General and administrative 16.8 12.7 30.7 27.2
Sales and marketing 17.7 17.2 36.5 35.0
Provision for credit losses 15.4 1.8 29.9 25.2
Interest 49.8 38.7 94.8 73.2
Provision for claims 8.3 7.3 14.9 12.5
Total costs and expenses 155.3 117.4 302.8 255.3
Income before provision for income taxes 215.3 198.0 421.6 355.7
Provision for income taxes 50.9 47.0 92.8 84.6
Net income $ 164.4 $ 151.0 $ 328.8 $ 271.1
Net income per share:        
Basic (in usd per share) $ 8.68 $ 7.76 $ 17.35 $ 13.94
Diluted (in usd per share) $ 8.68 $ 7.75 $ 17.33 $ 13.92
Weighted average shares outstanding:        
Basic (in shares) 18,944,672 19,465,563 18,949,902 19,451,726
Diluted (in shares) 18,949,962 19,472,164 18,976,289 19,471,959