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Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2018
Dec. 31, 2017
ASSETS:    
Cash and cash equivalents $ 25.7 $ 8.2
Restricted cash and cash equivalents 303.6 255.6
Restricted securities available for sale [1] 58.6 46.1
Loans receivable (including $1.4 from affiliates as of December 31, 2016) 6,225.2 5,049.0
Allowance for credit losses (461.9) (429.4)
Loans receivable, net 5,763.3 4,619.6
Property and equipment, net 40.2 20.5
Income taxes receivable 7.9 2.2
Other assets 38.1 33.4
Total Assets 6,237.4 4,985.6
Liabilities:    
Accounts payable and accrued liabilities 186.4 151.7
Revolving secured line of credit 171.9 13.9
Secured financing 3,092.7 2,514.1
Senior notes 544.4 542.8
Other Borrowings 11.9 [2] 0.0
Deferred income taxes, net 236.7 187.4
Income taxes payable 2.5 39.9
Total Liabilities 4,246.5 3,449.8
Shareholders' Equity:    
Preferred stock, $.01 par value, 1,000,000 shares authorized, none issued 0.0 0.0
Common stock, $.01 par value, 80,000,000 shares authorized, 19,877,381 and 20,132,972 shares issued and outstanding as of December 31, 2016 and December 31, 2015, respectively 0.2 0.2
Paid-in capital 154.9 145.5
Retained earnings 1,836.1 1,390.3
Accumulated other comprehensive loss (0.3) (0.2)
Total Shareholders' Equity 1,990.9 1,535.8
Total Liabilities and Shareholders' Equity $ 6,237.4 $ 4,985.6
[1] Measured at fair value on a recurring basis.
[2] Measured at amortized cost with fair value disclosed.