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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Income Statement [Abstract]        
finance charges revenue $ 303.0 $ 259.4 $ 863.0 $ 749.2
Revenue:        
Premiums earned 12.2 10.3 34.2 30.9
Other income 16.8 14.2 45.8 42.6
Total revenue 332.0 283.9 943.0 822.7
Costs and expenses:        
Salaries and wages 41.1 33.7 123.3 101.9
General and administrative 14.1 14.2 41.3 42.1
Sales and marketing 16.3 14.2 51.3 43.7
Provision for credit losses 14.0 25.7 39.2 68.0
Interest 41.1 30.5 114.3 88.0
Provision for claims 7.0 5.5 19.5 17.6
Total costs and expenses 133.6 123.8 388.9 361.3
Income before provision for income taxes 198.4 160.1 554.1 461.4
Provision for income taxes 47.4 59.4 132.0 168.3
Net income $ 151.0 $ 100.7 $ 422.1 $ 293.1
Net income per share:        
Basic (in usd per share) $ 7.76 $ 5.19 $ 21.69 $ 15.01
Diluted (in usd per share) $ 7.75 $ 5.19 $ 21.68 $ 14.99
Weighted average shares outstanding:        
Basic (in shares) 19,465,563 19,407,344 19,456,389 19,528,175
Diluted (in shares) 19,473,978 19,415,545 19,472,197 19,547,674