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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Revenue:        
Finance charges $ 289.7 $ 251.8 $ 560.0 $ 489.8
Premiums earned 11.7 10.5 22.0 20.6
Other income 14.0 13.7 29.0 28.4
Total revenue 315.4 276.0 611.0 538.8
Costs and expenses:        
Salaries and wages 39.7 32.7 82.2 68.2
General and administrative 12.7 14.0 27.2 27.9
Sales and marketing 17.2 14.4 35.0 29.5
Provision for credit losses 1.8 21.8 25.2 42.3
Interest 38.7 29.9 73.2 57.5
Provision for claims 7.3 6.1 12.5 12.1
Total costs and expenses 117.4 118.9 255.3 237.5
Income before provision for income taxes 198.0 157.1 355.7 301.3
Provision for income taxes 47.0 58.0 84.6 108.9
Net income $ 151.0 $ 99.1 $ 271.1 $ 192.4
Net income per share:        
Basic (in usd per share) $ 7.76 $ 5.09 $ 13.94 $ 9.82
Diluted (in usd per share) $ 7.75 $ 5.09 $ 13.92 $ 9.81
Weighted average shares outstanding:        
Basic (in shares) 19,465,563 19,458,155 19,451,726 19,589,593
Diluted (in shares) 19,472,164 19,463,521 19,471,959 19,615,849