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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Cash Flows From Operating Activities:    
Net income $ 120.1 $ 93.3
Adjustments to reconcile cash provided by operating activities:    
Provision for credit losses 23.4 20.5
Depreciation 1.3 1.6
Amortization 2.9 2.5
Provision for deferred income taxes 19.1 40.3
Stock-based compensation 3.1 2.5
Change in operating assets and liabilities:    
Increase (decrease) in accounts payable and accrued liabilities 19.1 (10.1)
Increase in income taxes receivable (0.3) (0.9)
Increase in income taxes payable 15.7 9.3
Decrease in other assets 3.0 2.9
Net cash provided by operating activities 207.4 161.9
Cash Flows From Investing Activities:    
Purchases of restricted securities available for sale (13.7) (13.9)
Proceeds from sale of restricted securities available for sale 6.7 9.2
Maturities of restricted securities available for sale 1.4 3.4
Principal collected on Loans receivable 643.9 567.0
Advances to Dealers (709.2) (536.9)
Purchases of Consumer Loans (342.4) (254.6)
Accelerated payments of Dealer Holdback (12.6) (10.2)
Payments of Dealer Holdback (33.2) (35.2)
Purchases of property and equipment (1.2) (3.2)
Net cash used in investing activities (460.3) (274.4)
Cash Flows From Financing Activities:    
Borrowings under revolving secured line of credit 465.4 622.9
Repayments under revolving secured line of credit (456.3) (488.8)
Proceeds from secured financing 1,000.0 736.0
Repayments of secured financing (632.2) (568.0)
Payments of debt issuance costs (3.9) (2.8)
Repurchase of common stock (2.0) (105.8)
Other financing activities (1.9) 7.5
Net cash provided by financing activities 369.1 201.0
Net increase in cash, cash equivalents, restricted cash and restricted cash equivalents 116.2 88.5
Cash, cash equivalents, restricted cash and restricted cash equivalents end of period 380.0 327.8
Cash, cash equivalents, restricted cash and restricted cash equivalents beginning of period 263.8 239.3
Supplemental Disclosure of Cash Flow Information:    
Cash paid during the period for interest 40.3 34.0
Cash paid during the period for income taxes $ 1.6 $ 1.8