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Consolidated Statements Of Cash Flows - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Cash Flows From Operating Activities:      
Net income $ 470.2 $ 332.8 $ 299.7
Adjustments to reconcile cash provided by operating activities:      
Provision for credit losses 129.3 90.2 41.5
Depreciation 6.0 6.1 5.7
Amortization 10.4 9.2 8.5
Loss on retirement of property and equipment 0.1 0.1 0.3
Increase (Decrease) in Deferred Income Taxes (85.6) 24.2 35.6
Stock-based compensation 15.4 7.4 12.4
Change in operating assets and liabilities:      
Increase in accounts payable and accrued liabilities 10.3 11.8 13.0
Increase in income taxes receivable 0.1 7.7 (8.6)
Increase (decrease) in income taxes payable 16.3 23.6 (2.9)
Increase in other assets (6.5) (5.9) (1.0)
Net cash provided by operating activities 566.0 507.2 404.2
Cash Flows From Investing Activities:      
Increase in restricted cash and cash equivalents (30.9) (57.3) (9.8)
Purchases of restricted securities available for sale (34.5) (39.1) (34.1)
Proceeds from sale of restricted securities available for sale 27.8 35.9 34.4
Maturities of restricted securities available for sale 5.6 5.8 4.1
Principal collected on Loans receivable 2,189.5 1,955.8 1,739.6
Advances to Dealers (1,968.3) (1,881.3) (1,795.1)
Purchases of Consumer Loans (904.8) (754.2) (371.9)
Accelerated payments of Dealer Holdback (47.1) (53.6) (52.6)
Payments of Dealer Holdback (131.6) (142.0) (150.1)
Purchases of property and equipment (8.4) (5.5) (4.0)
Net cash used in investing activities (902.7) (935.5) (639.5)
Cash Flows From Financing Activities:      
Borrowings under revolving secured line of credit 3,527.1 1,615.4 1,657.0
Repayments under revolving secured line of credit (3,513.2) (1,673.1) (1,718.8)
Proceeds from secured financing 2,364.5 2,169.3 1,247.0
Repayments of secured financing (1,907.5) (1,575.8) (1,101.4)
Proceeds from issuance of senior notes 0.0 0.0 248.2
Payments of debt issuance costs and debt issuance costs (14.6) (9.0) (11.0)
Repurchase of common stock (123.5) (121.7) (86.5)
Tax benefits from stock-based compensation plans 0.0 27.2 0.3
Other financing activities (2.5) 4.3 0.4
Net cash provided by financing activities 330.3 436.6 235.2
Net increase (decrease) in cash and cash equivalents (6.4) 8.3 (0.1)
Cash and cash equivalents, beginning of period 14.6 6.3 6.4
Cash and cash equivalents, end of period 8.2 14.6 6.3
Supplemental Cash Flow Information [Abstract]      
Cash paid during the period for interest 108.8 88.0 61.8
Cash paid during the period for income taxes $ 175.0 $ 111.2 $ 146.9