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Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2017
Dec. 31, 2016
ASSETS:    
Cash and cash equivalents $ 8.2 $ 14.6
Restricted cash and cash equivalents 255.6 224.7
Restricted securities available for sale [1] 46.1 45.3
Loans receivable (including $1.4 from affiliates as of December 31, 2016) 5,049.0 4,207.0
Allowance for credit losses (429.4) (320.4)
Loans receivable, net 4,619.6 3,886.6
Property and equipment, net 20.5 18.2
Income taxes receivable 2.2 2.3
Other assets 33.4 26.3
Total Assets 4,985.6 4,218.0
Liabilities:    
Accounts payable and accrued liabilities 151.7 143.9
Revolving secured line of credit 13.9 0.0
Secured financing 2,514.1 2,062.4
Senior notes 542.8 541.3
Deferred income taxes, net 187.4 273.1
Income taxes payable 39.9 23.6
Total Liabilities 3,449.8 3,044.3
Shareholders' Equity:    
Preferred stock, $.01 par value, 1,000,000 shares authorized, none issued 0.0 0.0
Common stock, $.01 par value, 80,000,000 shares authorized, 19,877,381 and 20,132,972 shares issued and outstanding as of December 31, 2016 and December 31, 2015, respectively 0.2 0.2
Paid-in capital 145.5 131.7
Retained earnings 1,390.3 1,042.0
Accumulated other comprehensive loss (0.2) (0.2)
Total Shareholders' Equity 1,535.8 1,173.7
Total Liabilities and Shareholders' Equity $ 4,985.6 $ 4,218.0
[1] Measured at fair value on a recurring basis.