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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Revenue:        
Finance charges $ 259.4 $ 223.9 $ 749.2 $ 641.9
Premiums earned 10.3 10.7 30.9 32.4
Other income 14.2 12.0 42.6 38.7
Total revenue 283.9 246.6 822.7 713.0
Costs and expenses:        
Salaries and wages 33.7 32.4 101.9 95.2
General and administrative 14.2 11.0 42.1 35.7
Sales and marketing 14.2 12.2 43.7 37.8
Provision for credit losses 25.7 22.8 68.0 62.8
Interest 30.5 25.1 88.0 71.5
Provision for claims 5.5 6.6 17.6 20.4
Total costs and expenses 123.8 110.1 361.3 323.4
Income before provision for income taxes 160.1 136.5 461.4 389.6
Provision for income taxes 59.4 50.6 168.3 144.4
Net income $ 100.7 $ 85.9 $ 293.1 $ 245.2
Net income per share:        
Basic (in usd per share) $ 5.19 $ 4.22 $ 15.01 $ 12.02
Diluted (in usd per share) $ 5.19 $ 4.21 $ 14.99 $ 12.01
Weighted average shares outstanding:        
Basic (in shares) 19,407,344 20,379,557 19,528,175 20,398,037
Diluted (in shares) 19,415,545 20,384,624 19,547,674 20,415,981