XML 15 R4.htm IDEA: XBRL DOCUMENT v3.5.0.2
Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Revenue:        
Finance charges $ 223.9 $ 186.2 $ 641.9 $ 536.3
Premiums earned 10.7 12.0 32.4 36.7
Other income 12.0 12.0 38.7 34.5
Total revenue 246.6 210.2 713.0 607.5
Costs and expenses:        
Salaries and wages 32.4 28.6 95.2 87.5
General and administrative 11.0 9.8 35.7 28.0
Sales and marketing 12.2 11.9 37.8 34.5
Provision for credit losses 22.8 13.2 62.8 27.8
Interest 25.1 20.4 71.5 54.9
Provision for claims 6.6 8.4 20.4 26.2
Total costs and expenses 110.1 92.3 323.4 258.9
Income before provision for income taxes 136.5 117.9 389.6 348.6
Provision for income taxes 50.6 43.9 144.4 128.9
Net income $ 85.9 $ 74.0 $ 245.2 $ 219.7
Net income per share:        
Basic (in usd per share) $ 4.22 $ 3.53 $ 12.02 $ 10.49
Diluted (in usd per share) $ 4.21 $ 3.53 $ 12.01 $ 10.49
Weighted average shares outstanding:        
Basic (in shares) 20,379,557 20,946,827 20,398,037 20,938,847
Diluted (in shares) 20,384,624 20,952,711 20,415,981 20,949,508