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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Revenue:        
Finance charges $ 215.2 $ 180.2 $ 418.0 $ 350.1
Premiums earned 10.9 12.6 21.7 24.7
Other income 12.4 10.3 26.7 22.5
Total revenue 238.5 203.1 466.4 397.3
Costs and expenses:        
Salaries and wages 30.1 28.5 62.8 58.9
General and administrative 12.6 9.1 24.7 18.2
Sales and marketing 11.9 10.9 25.6 22.6
Provision for credit losses 17.9 8.4 40.0 14.6
Interest 24.3 19.6 46.4 34.5
Provision for claims 7.0 9.2 13.8 17.8
Total costs and expenses 103.8 85.7 213.3 166.6
Income before provision for income taxes 134.7 117.4 253.1 230.7
Provision for income taxes 49.8 43.2 93.8 85.0
Net income $ 84.9 $ 74.2 $ 159.3 $ 145.7
Net income per share:        
Basic (in usd per share) $ 4.17 $ 3.54 $ 7.81 $ 6.96
Diluted (in usd per share) $ 4.17 $ 3.54 $ 7.80 $ 6.95
Weighted average shares outstanding:        
Basic (in shares) 20,379,557 20,946,827 20,407,379 20,934,790
Diluted (in shares) 20,382,804 20,951,832 20,433,524 20,949,048